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Lot 9 Close to Watford Rd Court 9, Cobourg, ON K9A 3L3

Vacant Land
$149,000
Property tax
$700 / year

Rare opportunity to own direct Lake Ontario waterfront in Cobourg. This 1 acre parcel offers roughly 75 ft of frontage and 621 ft of depth, running south to a clean, natural beach with wide-open, unobstructed water views. Quiet rural setting minutes from downtown Cobourg - Victoria Park & Beach, the marina, shops and restaurants, Northumberland Hills Hospital, VIA Rail and Highway 401 - and roughly an hour east of Toronto. Annual taxes of approximately $700 make it inexpensive to hold. Suited to a buyer looking to land-bank Lake Ontario shoreline, create a private recreational escape on the water, or add hard waterfront to a long-term portfolio. Sold as-is as vacant land.

MLS number
X13718138
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K9A 3L3
Photos
2
Laundry
Not in the unit
17days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Burnham Public School
Kawartha Pine Ridge DSB
Elementary800 m7.5 / 10
75% met the standard
Notre Dame Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary1.1 km8.3 / 10
83% met the standard
William AcademySecondary1.5 kmNot reported
Terry Fox Public School
Kawartha Pine Ridge DSB
Elementary2.3 km7.1 / 10
71% met the standard
St. Michael Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary1.9 km7.9 / 10
79% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 3,193 people.

$88,000Median household income
89.1%Own their home
62%Detached houses
63.2Median age
20.9%Born outside Canada
25.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35140208 — the few blocks around this address, home to 3,193 people. It describes the area, not this property.

3,193Population
55.9Average age
2.2Household size
$107,900Average household income
$88,000Median household income
89%Own their home
11%Rent
24%Condominiums
21%Born outside Canada
25%University degree
$682,000Average home value
3%Low income
15%Never married
Under $5,000<1%
$10,000 to $14,999<1%
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9995%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over30%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over6%

Percentages are of the 1,960 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$29,800 · minimum here is $7,450
$659.74per month
Borrowed before insurance$119,200
Total borrowed$119,200
Interest over 25 years at 4.5%$78,722

If you rented it out

-$718.07per month out of pocket
Rent$0.00
Everything it costs to hold$718.07
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by iCloud Realty Ltd.. Listing data provided by the Toronto Regional Real Estate Board.