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0 Pinery Road, Montague, ON K7A 4S7

Vacant Land
$129,900
Property tax
$591 / year

Set on approximately 5.8 acres in Montague Township, just outside Smiths Falls, this vacant property offers a peaceful rural setting with mature tree cover and plenty of natural surroundings. Located on Pinery Road, the long, irregular parcel extends back from the road with approximately 198 feet of frontage, according to GeoWarehouse. The wooded landscape creates a private country feel while keeping the conveniences of Smiths Falls within easy reach for shopping, dining, services and everyday amenities. Aerial views highlight the extensive tree cover and surrounding countryside, offering buyers the opportunity to explore the possibilities of owning a sizeable parcel in this quiet part of Montague. GeoWarehouse identifies the property as approximately 5.8 acres and classifies it as vacant residential land not on water. Buyers are encouraged to complete their own due diligence with the Township of Montague and appropriate authorities regarding zoning, permitted uses, building requirements, access, well, septic and their intended plans for the property. Property dimensions and boundaries shown in GeoWarehouse are approximate and should not be considered a survey. A great opportunity to enjoy the space and privacy of rural Montague while staying connected to the amenities of Smiths Falls.

MLS number
X13718142
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K7A 4S7
Photos
21
Laundry
Not in the unit
18days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 695 people.

$131,000Median household income
90.4%Own their home
100%Detached houses
42.8Median age
4.8%Born outside Canada
15.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35061134 — the few blocks around this address, home to 695 people. It describes the area, not this property.

695Population
41.7Average age
2.7Household size
$144,000Average household income
$131,000Median household income
90%Own their home
10%Rent
0%Condominiums
5%Born outside Canada
16%University degree
$588,000Average home value
7%Low income
37%Not in the labour force
21%Never married
$20,000 to $24,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9991%
$60,000 to $69,9991%
$70,000 to $79,9994%
$80,000 to $89,9992%
$90,000 to $99,9994%
$100,000 and over42%
$100,000 to $124,9999%
$125,000 to $149,9999%
$150,000 to $199,99911%
$200,000 and over14%

Percentages are of the 405 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$25,980 · minimum here is $6,495
$575.17per month
Borrowed before insurance$103,920
Total borrowed$103,920
Interest over 25 years at 4.5%$68,631

If you rented it out

-$624.42per month out of pocket
Rent$0.00
Everything it costs to hold$624.42
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REMAX BOARDWALK REALTY. Listing data provided by the Toronto Regional Real Estate Board.