13 Richmond Street E, Kawartha Lakes, ON K0M 2B0
- Property tax
- $1,623 / year
Step into a living work of art. This breathtaking circa 1875 church conversion nestled in the hamlet of Victoria Road, is a one of a kind sanctuary that seamlessly marries historic reverence with avant-garde design. Featuring stunning Venetian plaster walls, tinplate ceilings, ornate wood beams, arched top windows, original hardwood floors, and a breathtaking circular stained glass feature window that floods the character rich interior with a kaleidoscope of natural light. The main floor invites you into an open concept kitchen, living, and dining area warmed by a cozy wood stove, alongside two bedrooms and a freshly updated 4pc bath with laundry. Upstairs, an inspiring second story studio awaits. A perfect creative haven. Modern comforts blend seamlessly with history: a new metal roof, split system heat pump, and pellet stove. Outside, relish exceptional privacy amid apple trees, an abundance of nature and a river that surrounds the property area, crafting a serene natural retreat. Nestled near gems like the Carden Plains Important Bird Area, Kirkfield Lift Locks, Trent-Severn Waterway, and a sandy beach on Mitchell Lake ideal for kayaking, fishing, SUP, and boating. With shops, boutiques and markets, cottages, parks, lakes and wildlife, the area feels like a charming historic tapestry. Just steps to Balsam Lake Beach, 15 mins to Hwy35, 30 mins to Lindsay, and 1 hour to Durham. This is not just a house; it is a storied sanctuary for the soul.
- MLS number
- X13721596
- Type
- Detached
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- K0M 2B0
- Photos
- 46
- Laundry
- Main Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
7 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Living Room | 5.96 × 4.45 m | Hardwood Floor |
| Primary Bedroom | 3.36 × 2.92 m | Hardwood Floor |
| Bedroom 2 | 3.00 × 2.97 m | Hardwood Floor |
| Kitchen | 4.40 × 3.12 m | Hardwood Floor |
| Dining Room | 2.80 × 3.57 m | Hardwood Floor |
| Family Room | 4.69 × 3.57 m | Hardwood Floor · Wood Stove |
Second
| Room | Size | Features |
|---|---|---|
| Recreation | 7.93 × 13.23 m | Hardwood Floor · Vaulted Ceiling(s) |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Fronting on
- North
- Community
- Bexley
- Municipality
- Kawartha Lakes
- Cross street
- Victoria Rd/Richmond St
Inside
- Bedrooms
- 2
- Bedrooms above grade
- 2
- Bathrooms
- 1
- Washrooms
- 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 7
- Family room
- Yes
- Fireplace
- Yes
- Basement
- Unfinished, Walk-Out, Separate Entrance
- Laundry
- Main Level
- Size
- 2000-2500
Building
- Construction
- Brick
- Roof
- Metal
- Foundation
- Stone
Parking
- Covered spaces
- 0
- Driveway spaces
- 4
- Total parking
- 4
- Features
- Private
Land
- Lot
- 66 × 132 feet
- Shape
- Irregular
- Pool
- None
Heating, cooling and services
- Heating
- Baseboard
- Heat source
- Electric
- Cooling
- Wall Unit(s)
- Water
- Well
- Sewer
- Septic
- Electricity
- Yes
- Cable
- Yes
Features
- Property
- Cul de Sac/Dead End, Fenced Yard, River/Stream, Wooded/Treed
- Interior
- Primary Bedroom - Main Floor, Water Heater Owned, Water Softener, Water Treatment
- Exterior
- Porch Enclosed
Listing
- MLS number
- X13721596
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-28
- Expires
- 2026-12-31
- Taxes
- $1,623 (2026)
- Board
- Toronto Regional Real Estate Board
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Kawartha Lakes — 1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 550 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35160106 — the few blocks around this address, home to 550 people. It describes the area, not this property.
Percentages are of the 300 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.