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1698 Bird Lake Road, Bracebridge, ON P1L 1X1

3 beds · 3 baths · 1 kitchen · 13 rooms · 10 parking spaces · 1500-2000 sq ft · Laundry on the lower level level · Detached
$1,075,000
Property tax
$4,363 / year

Welcome to this spacious four-season waterfront home or cottage on the pristine shores of beautiful Bird Lake. Offering 3 bedrooms and 2.5 bathrooms, this well-appointed property is designed for comfortable year-round living and unforgettable lakeside getaways.The bright, open-concept Great Room is the heart of the home, featuring soaring tongue-and-groove pine finishes, hardwood flooring, and a stunning wall of windows that frames breathtaking lake views. Multiple walkouts lead to the full-width lakeside deck, side deck, and inviting Muskoka Room, creating seamless indoor-outdoor living.The generous kitchen is perfect for entertaining, complete with an oversized island, abundant workspace, and plenty of room for family and friends to gather.The mostly finished walkout lower level provides exceptional additional living space, featuring a large family/recreation room, a 3-piece bathroom, laundry area, and direct access to the waterfront.Outside, you'll appreciate the gently sloping lot leading to a level, sandy shoreline with both shallow entry for swimming and deeper water off the dock for boating and water sports. The property is well equipped with a detached garage, storage shed, drilled well, high-efficiency propane furnace, and an automatic 11 kW Generac backup generator, offering comfort and peace of mind in every season.Whether you're looking for a year-round residence or the perfect Muskoka retreat, this exceptional Bird Lake property offers the ideal combination of space, comfort, and waterfront enjoyment.

MLS number
X13721882
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
P1L 1X1
Photos
36
Laundry
Lower Level level
15days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Bracebridge — 374 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$672k$877k$1.08M20252026this home’s asking price
$740klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d52d20252026
28dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in bracebridge. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 513 people.

$81,000Median household income
95.5%Own their home
97.9%Detached houses
56.8Median age
7%Born outside Canada
12.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440243 — the few blocks around this address, home to 513 people. It describes the area, not this property.

513Population
51.1Average age
2.2Household size
$89,000Average household income
$81,000Median household income
96%Own their home
5%Rent
0%Condominiums
7%Born outside Canada
13%University degree
$740,000Average home value
10%Low income
90%Not in the labour force
19%Never married
Under $5,0002%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9999%
$60,000 to $69,9998%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over27%
$100,000 to $124,99911%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over3%

Percentages are of the 320 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$215,000 · minimum here is $82,500
$4,759.87per month
Borrowed before insurance$860,000
Total borrowed$860,000
Interest over 25 years at 4.5%$567,960

If you rented it out

-$5,123.45per month out of pocket
Rent$0.00
Everything it costs to hold$5,123.45
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.