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433 Bayview Drive, Constance Bay - Dunrobin - Kilmaurs - Woodlawn, ON K0A 3M0

Vacant Land
$140,000
Property tax
$796 / year

Here is your chance to live the lifestyle in the vibrant village of Constance Bay. There are dozens of city owned access lanes to the river, a community centre with numerous activities (sports, fitness, library, etc), a local pub with live music, two other restaurants, a branch of the Royal Canadian Legion, and miles of walking trails in Torbolton Forest. Build your dream home with your custom design. This property is not located in a flood plain.HST in addition to the purchase price.

MLS number
X13722606
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K0A 3M0
Photos
4
15days · this listing
15days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 634 people.

$109,000Median household income
88.7%Own their home
98.2%Detached houses
50.8Median age
5.5%Born outside Canada
22.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35061369 — the few blocks around this address, home to 634 people. It describes the area, not this property.

634Population
45.5Average age
2.3Household size
$144,000Average household income
$109,000Median household income
89%Own their home
11%Rent
0%Condominiums
6%Born outside Canada
22%University degree
$650,000Average home value
5%Low income
51%Not in the labour force
22%Never married
$20,000 to $24,9991%
$30,000 to $34,9992%
$35,000 to $39,9992%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9992%
$100,000 and over37%
$100,000 to $124,9998%
$125,000 to $149,99910%
$150,000 to $199,99910%
$200,000 and over8%

Percentages are of the 420 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$28,000 · minimum here is $7,000
$619.89per month
Borrowed before insurance$112,000
Total borrowed$112,000
Interest over 25 years at 4.5%$73,967

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$453.22per month out of pocket
Rent$233.00
Everything it costs to hold$686.22
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by INNOVATION REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.