20 Helen Court, Central Elgin, ON N0L 1B0
- Property tax
- $5,347 / year
Beautiful 4 Bedroom 3.5 bathroom house in the serene Belmont area - just 15 minutes from London and 15 minutes from St. Thomas. The main floor features a foyer, powder, family room, living room and a spacious kitchen which boasts a 6-feet island - perfect for hosting and extra dining space! The main floor leads out to an attractive 26 feet long composite deck, excellent for a great outdoor experience. The backyard is very big (approximately 40 feet long) and also features an already built in concrete pad ready for a gazebo to be installed. The finished basement has room enough for an additional bedroom, living room/gym space, storage area and a full 3 piece bathroom. The Upper Floor features three (3) bedrooms- a primary bedroom with ensuite bathroom and walk-in closet. The upper floor also has 2 additional bedrooms and another 3-piece bathroom, linen closet and laundry area.*For Additional Property Details Click The Brochure Icon Below*
- MLS number
- X13722916
- Type
- Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 4
- Postal code
- N0L 1B0
- Photos
- 27
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
6 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Kitchen | 3.05 × 4.27 m | — |
| Family Room | 3.81 × 3.81 m | — |
| Living Room | 3.66 × 4.57 m | — |
Upper
| Room | Size | Features |
|---|---|---|
| Bedroom 3 | 3.20 × 2.85 m | — |
| Bedroom | 3.56 × 3.76 m | — |
| Bedroom 2 | 3.20 × 2.85 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Fronting on
- West
- Community
- Belmont
- Municipality
- Central Elgin
- Cross street
- Seventh Ave and Kettle Creek Avenue
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 3
- Bathrooms
- 4
- Washrooms
- 1 · 2 · 1
- Kitchens
- 1
- Rooms above grade
- 10
- Family room
- Yes
- Basement
- Finished
- Size
- 1500-2000
Building
- Construction
- Vinyl Siding
- Roof
- Fibreglass Shingle
- Foundation
- Concrete
Parking
- Garage
- Attached
- Covered spaces
- 2
- Driveway spaces
- 4
- Total parking
- 6
- Features
- Front Yard Parking
Land
- Lot
- 55.77 × 156 feet
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Septic
- Electricity
- Yes
- Gas
- Yes
- Cable
- Yes
Features
- Interior
- Water Heater
Listing
- MLS number
- X13722916
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-28
- Expires
- 2026-10-30
- Taxes
- $5,347 (2025)
- Board
- Toronto Regional Real Estate Board
Listing history
This address has been listed 2 times.
Where this property is
Where this address sits, matched against open government data.
Approximate — placed from the postal code, which can cover a block or more.
H-Value
The market around this home
Detached houses in Central Elgin — 273 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in central elgin. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 541 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35390876 — the few blocks around this address, home to 541 people. It describes the area, not this property.
Percentages are of the 305 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.