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331 Port Colony Road, Kawartha Lakes, ON K0M 1A0

2+1 beds · 2 baths · 1 kitchen · 7+5 rooms · 8 parking spaces · 1100-1500 sq ft · Detached
$725,000
Property tax
$4,029 / year

Welcome to Victoria Place, one of Bobcaygeon's most desirable waterfront communities, where lifestyle, comfort, and recreation come together. This charming home provides a move in ready experience, high quality updates and neighborhood amenities you'll enjoy for years to come! With three generous bedrooms, two baths, an open concept living/dining space and a main floor family room that walks out to an enclosed Sunroom (Nortek encl.) and an exceptional view over natural greenspace. An attractive, modern kitchen w/hammered copper sink and accents complements gorgeous stone counters and solid wood cabinetry and you can step out to the rear deck, perfect for Grilling all year long. The lower level provides privacy for overnight guests and offers a 3'rd bedroom, a comfortable recroom perfect for movie nights, a den/workshop, the laundry room and a walk-up to the att. dbl. garage adding everyday convenience. Getting on the Lake has never been so easy! Home owners have the privilege of owning their own dock space and have the use of a dedicated storage compound to park their boat or RV in the off season. Victoria Place is well known for its outstanding amenities, including a private Clubhouse for neighborhood events, an inground swimming pool, pickleball and tennis courts, a dedicated mailroom and two glorious sandy beaches on a mile and a half of waterfront on Pigeon Lake. Nature lovers will appreciate access to the Woodlands Association trails. This home includes numerous upgrades such as engineered Hickory hardwood flooring and new trims throughout the main floor, Napoleon fireplace insert in the familyroom, an energy efficient heat-pump heating and cooling system and Generlink with generator for piece of mind during inclement weather. Conveniently located 4 minutes south of Bobcaygeon, 25 minutes to Lindsay, and approximately 1.5 hours to the GTA, this home offers exceptional waterfront living for a fraction of the cost of direct waterfront!

MLS number
X13724312
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0M 1A0
Photos
36
15days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Kawartha Lakes — 1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$618k$673k$727k20252026this home’s asking price
$650klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d55d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,060 people.

$76,500Median household income
93.3%Own their home
99%Detached houses
65.5Median age
12.9%Born outside Canada
15.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160186 — the few blocks around this address, home to 1,060 people. It describes the area, not this property.

1,060Population
59.7Average age
2.1Household size
$111,600Average household income
$76,500Median household income
93%Own their home
7%Rent
0%Condominiums
13%Born outside Canada
15%University degree
$692,000Average home value
8%Low income
12%Never married
$10,000 to $14,9991%
$20,000 to $24,9991%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9998%
$60,000 to $69,9996%
$70,000 to $79,9999%
$80,000 to $89,9997%
$90,000 to $99,9994%
$100,000 and over25%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over4%

Percentages are of the 625 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$145,000 · minimum here is $47,500
$3,210.14per month
Borrowed before insurance$580,000
Total borrowed$580,000
Interest over 25 years at 4.5%$383,043

If you rented it out

-$3,545.89per month out of pocket
Rent$0.00
Everything it costs to hold$3,545.89
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL HERITAGE REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.