Homula Realty Brokerage
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1887 Champlain Street, Out of Area, ON K0A 1N0

5+2 beds · 2 baths · 1 kitchen · 11 rooms · 7 parking spaces · 1500-2000 sq ft · Detached
$999,000
Property tax
$5,448 / year

Welcome to this beautifully maintained country property offering the perfect blend of comfort, functionality, and space. Situated on 1.67 acres, this impressive 5-bedroom (3+2), 2- full bathroom home is ideal for families, hobbyists, or anyone looking to enjoy peaceful rural living with exceptional amenities.The home features a spacious and practical layout with 3 bedrooms on the upper level and 2 additional bedrooms on the lower level, along with a fully finished basement that provides extra living space-perfect for a recreation, home office, or guest area.Step outside and discover the true value of this property with outstanding outbuildings. The heated and fully serviced 40 x 60 ft workshop is ideal for mechanical work, storage, or running a home-based business. In addition, the large 65 x 80 ft coverall building with hydro offers excellent space for equipment, toys, or agricultural use.With many upgrades completed throughout, this property has been well cared for and is move-in ready. Enjoy the privacy, open space, and endless possibilities that come with country living-all while being just a short drive to nearby amenities.This is a rare opportunity to own a versatile property that truly has it all.

MLS number
X13724642
Type
Detached
Status
Active
Bedrooms
7
Bathrooms
2
Postal code
K0A 1N0
Photos
30
14days · this listing
14days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$199,800 · minimum here is $74,900
$4,423.36per month
Borrowed before insurance$799,200
Total borrowed$799,200
Interest over 25 years at 4.5%$527,807

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$3,212.36per month out of pocket
Rent$1,665.00
Everything it costs to hold$4,877.36
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXIT RESULTS REALTY. Listing data provided by the Toronto Regional Real Estate Board.