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57 Fox Back Road, The Archipelago, ON P0C 1H0

2+2 beds · 2 baths · 1 kitchen · 5+1 rooms · 8 parking spaces · < 700 sq ft · Detached
$1,095,000
Property tax
$2,851 / year

Welcome to 57 Fox Back Road on highly sought-after Healey Lake! Less than 2 hours from the GTA and ideally located approximately 15 minutes from MacTier, 30 minutes from Port Carling and the heart of Muskoka, and 30 minutes from Parry Sound, this private, well-treed waterfront property offers the perfect combination of cottage charm, convenience, and true 4-season enjoyment.Offering approximately 947 sq. ft. of total living space, including the cottage, bunkie and bonus waterfront room, this fully winterized property comes fully furnished and ready to enjoy. With year-round road access, getting to the cottage is easy in every season. Propane forced-air heating, central A/C, central vacuum, washer and dryer provide all the comforts needed for a turn-key cottage retreat or year-round home. The outdoor living space is exceptional, with approximately 2,000 sq. ft. of multi-tiered decking and dock space designed to make the most of lakefront living. Southern exposure provides all-day sun, while the outdoor bar creates the perfect spot for entertaining family and friends. At the water's edge, a bonus walkout room provides additional space to relax, entertain or simply take in the beautiful Healey Lake setting. The waterfront offers clean swimming with shallow, sandy entry points ideal for younger swimmers, along with deeper water at the dock for your boat and water toys. A separate bunkie with its own washroom provides additional space and privacy for overnight guests. An EV charger adds another modern convenience, while the mature trees and private setting provide the peaceful cottage atmosphere you've been looking for. Whether boating, swimming, entertaining on the expansive waterfront decks or enjoying a winter weekend at the lake, 57 Fox Back Road offers an incredible 4-season Healey Lake lifestyle. Fully furnished, turn-key and ready to enjoy!

MLS number
X13725298
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
P0C 1H0
Photos
31
14days · this listing
14days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 979 people.

$83,000Median household income
92%Own their home
100%Detached houses
60.4Median age
9.5%Born outside Canada
22.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490210 — the few blocks around this address, home to 979 people. It describes the area, not this property.

979Population
55.1Average age
1.9Household size
$94,800Average household income
$83,000Median household income
92%Own their home
8%Rent
0%Condominiums
10%Born outside Canada
23%University degree
$772,000Average home value
10%Low income
97%Not in the labour force
15%Never married
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9996%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9994%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over28%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 675 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$219,000 · minimum here is $84,500
$4,848.42per month
Borrowed before insurance$876,000
Total borrowed$876,000
Interest over 25 years at 4.5%$578,527

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$3,261.01per month out of pocket
Rent$1,825.00
Everything it costs to hold$5,086.01
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE FIRST CONTACT REALTY. Listing data provided by the Toronto Regional Real Estate Board.