Homula Realty Brokerage
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14 Otonabee Street, Belleville, ON K8N 0T3

3 beds · 3 baths · 1 kitchen · 10+2 rooms · 2 parking spaces · 1100-1500 sq ft · Laundry on the upper level level · Att/Row/Townhouse
$549,900
Property tax
$4,649 / year

Welcome to this beautifully maintained 3-bedroom, 2.5-bath end-unit townhome, offering the feel and finish of a newer home with thoughtful upgrades that set it apart. Built in 2024,this 1,350 sq. ft. residence remains in excellent condition and is truly move-in ready. The bright, open-concept main floor is designed for both everyday living and entertaining, with abundant natural light and a seamless flow between the living, dining and kitchen areas. The upgraded kitchen features quartz countertops, a spacious island and under-cabinet lighting, while additional custom cabinetry was added to provide even more valuable storage and functionality. Sleek engineered hardwood flooring extends throughout the main living spaces, creating a polished and cohesive look. Upstairs, you'll find three comfortable bedrooms, including a spacious primary retreat, along with two full bathrooms and the convenience of a second-floor laundry closet. A main-floor powder room adds practicality for guests and everyday living. One of the standout features of this home is its desirable end-unit position with a private driveway, offering added convenience and separation from neighbouring homes-something not every townhome in the community can offer. The attached single-car garage provides additional parking and storage, while the oversized 6-ft patio door leads to a private 10' x 10' pressure-treated deck, creating an inviting outdoor space for relaxing or entertaining. With its newer construction, upgraded finishes, additional custom storage, end-unit location and private driveway, this home offers an exceptional combination of style, functionality andvalue. Simply unpack and enjoy!

MLS number
X13727854
Type
Att/Row/Townhouse
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K8N 0T3
Photos
30
Laundry
Upper Level level
13days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 2,158 people.

$118,000Median household income
94%Own their home
95.9%Detached houses
43.2Median age
11.2%Born outside Canada
25.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120271 — the few blocks around this address, home to 2,158 people. It describes the area, not this property.

2,158Population
41.7Average age
2.9Household size
$142,800Average household income
$118,000Median household income
94%Own their home
6%Rent
5%Condominiums
11%Born outside Canada
26%University degree
$625,000Average home value
4%Low income
64%Not in the labour force
21%Never married
$25,000 to $29,9991%
$30,000 to $34,999<1%
$35,000 to $39,9992%
$40,000 to $44,9991%
$45,000 to $49,9992%
$50,000 to $59,9992%
$60,000 to $69,9993%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over38%
$100,000 to $124,9999%
$125,000 to $149,9997%
$150,000 to $199,99911%
$200,000 and over11%

Percentages are of the 1,175 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$109,980 · minimum here is $29,990
$2,434.84per month
Borrowed before insurance$439,920
Total borrowed$439,920
Interest over 25 years at 4.5%$290,531

If you rented it out

-$2,822.25per month out of pocket
Rent$0.00
Everything it costs to hold$2,822.25
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Proalliance Realty. Listing data provided by the Toronto Regional Real Estate Board.