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23 Fire Route 35, Trent Lakes, ON K0L 1J0

3 beds · 1 bath · 1 kitchen · 6 rooms · 4 parking spaces · < 700 sq ft · Detached
$749,900
Property tax
$3,862 / year

Situated on the shores of Sandy Lake, just minutes outside of Buckhorn, this three-bedroom, one-bathroom, three-season waterfront cottage offers a functional layout and scenic lake views. The interior features an open living space centred around large windows that provide continuous natural lighting throughout the day. Enjoy a spacious outdoor entertaining area with a large deck, BBQ area, and a private hot tub. A lakeside fire pit area along the water's edge allows for evening enjoyment of incredible western sunsets and natural lake life. A standalone guest Bunkie provides additional accommodations and space for visitors, along with two detached storage sheds for seasonal equipment and water sports gear. At the shoreline, a large patio-style dock extends into Sandy Lake, known for its clear, shallow, warm water ideal for swimming, kayaking, stand-up paddleboarding, and fishing. The western views and sunsets can be enjoyed from the spansive dock or spacious deck. The property combines private lake access with convenient proximity to everyday shopping, dining, and municipal services in downtown Buckhorn.

MLS number
X13728050
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0L 1J0
Photos
44
11days · this listing
11days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,020 people.

$83,000Median household income
93.1%Own their home
99%Detached houses
59.6Median age
11.7%Born outside Canada
22.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150313 — the few blocks around this address, home to 1,020 people. It describes the area, not this property.

1,020Population
53.5Average age
2Household size
$107,200Average household income
$83,000Median household income
93%Own their home
7%Rent
0%Condominiums
12%Born outside Canada
22%University degree
$792,000Average home value
10%Low income
16%Never married
$5,000 to $9,9991%
$10,000 to $14,9991%
$15,000 to $19,9992%
$20,000 to $24,9991%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9995%
$100,000 and over28%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9996%
$200,000 and over7%

Percentages are of the 680 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$149,980 · minimum here is $49,990
$3,320.39per month
Borrowed before insurance$599,920
Total borrowed$599,920
Interest over 25 years at 4.5%$396,198

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$2,392.23per month out of pocket
Rent$1,250.00
Everything it costs to hold$3,642.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.