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362 Cameron Lake Road, Brudenell, Lyndoch and Raglan, ON K0J 2E0

6 beds · 4 baths · 2 kitchens · 18 rooms · 18 parking spaces · 3500-5000 sq ft · Detached
$2,795,000
Property tax
$6,919 / year

There are properties that offer a home, and there are properties that offer an entirely different way of living. Set across approximately five acres with 551 feet of shoreline on spring-fed Cameron Lake, this exceptional waterfront estate brings together privacy, recreation and year-round comfort on a remarkable scale. At its heart is an impressive approximately 4600 sq. ft. residence designed for both everyday living and entertaining. The open-concept main level is anchored by a gourmet kitchen and generous gathering spaces, with multiple walkouts leading to expansive deck areas overlooking the lake. Six bedrooms provide ample accommodation for family and guests, while the lower level extends the lifestyle with a second kitchen, additional living space, in-floor heating, sauna and hot tub. Beyond the main residence, an oversized detached garage with self-contained 3 bedroom, 2 bath coach house offers excellent guest or extended-family accommodation. A separate large shop provides exceptional space for vehicles, equipment, hobbies or storage, while a beautifully established horse paddock adds another dimension to the property. At the shoreline, a sandy beach, quality deep water and substantial dock space create an inviting setting for swimming, paddling and long summer days by the lake. With limited boat traffic and an intimate setting, Cameron Lake offers a quieter, more private waterfront experience. This is a property for those seeking more than a conventional cottage. It is a year-round waterfront estate, a family compound, an equestrian retreat and a place where every season offers a different reason to stay. Private, substantial and difficult to replicate, 362 Cameron Lake Road presents a rare opportunity to embrace country and waterfront living on an exceptional scale.

MLS number
X13728320
Type
Detached
Status
Active
Bedrooms
6
Bathrooms
4
Postal code
K0J 2E0
Photos
50
16days · this listing
16days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 510 people.

$63,600Median household income
95.2%Own their home
97.7%Detached houses
56Median age
3.1%Born outside Canada
4.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470298 — the few blocks around this address, home to 510 people. It describes the area, not this property.

510Population
50.1Average age
2.4Household size
$68,000Average household income
$63,600Median household income
95%Own their home
5%Rent
0%Condominiums
3%Born outside Canada
4%University degree
$314,000Average home value
16%Low income
23%Never married
$15,000 to $19,9994%
$20,000 to $24,9996%
$25,000 to $29,9994%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9996%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9994%
$70,000 to $79,9996%
$80,000 to $89,9994%
$90,000 to $99,9996%
$100,000 and over23%
$100,000 to $124,9999%
$125,000 to $149,9994%
$150,000 to $199,9996%
$200,000 and over4%

Percentages are of the 265 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$559,000 · minimum here is $559,000
$12,375.66per month
Borrowed before insurance$2,236,000
Total borrowed$2,236,000
Interest over 25 years at 4.5%$1,476,697

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$8,294.24per month out of pocket
Rent$4,658.00
Everything it costs to hold$12,952.24
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Sotheby's International Realty Canada. Listing data provided by the Toronto Regional Real Estate Board.