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948 Smithside Court, Peterborough, ON K9J 8E2

4+1 beds · 4 baths · 1 kitchen · 13+6 rooms · 4 parking spaces · 1500-2000 sq ft · Laundry on the upper level level · Detached
$940,000
Property tax
$6,877 / year

Welcome to this spacious, one-owner, all-brick Cape Cod-inspired 2-storey home, tucked away on a quiet cul-de-sac in Peterborough's mature West End. Built by the original owner and lovingly maintained for 40 years, this 4+1 bedroom, 3.5 bathroom home offers plenty of room for a growing family to live, gather and entertain. The main floor features formal living and dining areas, a bright kitchen, 2-piece powder room and a step-down family room with gas fireplace overlooking the backyard. Through the kitchen sliding glass doors, the sunroom provides another inviting space to relax and enjoy views of the landscaped fenced backyard. Interior access leads directly to the fully insulated double-car garage with plenty of built-in storage. Upstairs are 4 bedrooms, including the primary suite with a 3-piece ensuite, plus an additional full bathroom and laundry. The attic offers a dropdown opening with stairs and storage above. The fully finished lower level adds even more versatility with a recreation and games area, a wet bar, additional bedroom, 3-piece bathroom and walkout to the lower sunroom with hot tub. Outside, enjoy your own private summer retreat with a heated in-ground pool, patio, beautifully landscaped gardens and a fully fenced backyard. Built-in storage beneath the deck provides a convenient place for garden tools and outdoor equipment. Additional features include lifetime metal shingles, a poured concrete driveway and an in-ground sprinkler system, Gas Furnace new in 2023. Set in an established family neighbourhood, this well-maintained home offers the space, layout and outdoor lifestyle families are looking for, all in Peterborough's desirable West End.

MLS number
X13729070
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
4
Postal code
K9J 8E2
Photos
49
Laundry
Upper Level level
12days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Westmount Public School
Kawartha Pine Ridge DSB
Elementary533 m6.9 / 10
69% met the standard
St. Teresa Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary609 m7.5 / 10
75% met the standard
St. Peter Catholic Secondary School
Peterborough Victoria Northum Clarington CDSB
Secondary983 m7.2 / 10
72% met the standard · 2 of 6 measures
St. Catherine Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary1.6 km7.6 / 10
76% met the standard
Queen Mary Public School
Kawartha Pine Ridge DSB
Elementary1.5 km5.5 / 10
55% met the standard
ÉSC Monseigneur-Jamot
CS catholique MonAvenir
Secondary2.0 km7.7 / 10
77% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Monaghan Ward 2321 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$675k$810k$945k20252026this home’s asking price
$731klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d54d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in monaghan ward 2. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 457 people.

$107,000Median household income
93.9%Own their home
91.4%Detached houses
46.4Median age
14.6%Born outside Canada
34.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150162 — the few blocks around this address, home to 457 people. It describes the area, not this property.

457Population
44.6Average age
2.7Household size
$121,000Average household income
$107,000Median household income
94%Own their home
6%Rent
0%Condominiums
15%Born outside Canada
35%University degree
$650,000Average home value
6%Low income
66%Not in the labour force
22%Never married
$40,000 to $44,9992%
$50,000 to $59,9994%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over38%
$100,000 to $124,99912%
$125,000 to $149,9998%
$150,000 to $199,9996%
$200,000 and over10%

Percentages are of the 250 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$188,000 · minimum here is $69,000
$4,162.12per month
Borrowed before insurance$752,000
Total borrowed$752,000
Interest over 25 years at 4.5%$496,635

If you rented it out

-$4,735.20per month out of pocket
Rent$0.00
Everything it costs to hold$4,735.20
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Coldwell Banker Electric Realty. Listing data provided by the Toronto Regional Real Estate Board.