Homula Realty Brokerage
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217 Seldon Street, Zorra, ON N0M 2M0

3+2 beds · 2 baths · 1 kitchen · 13 rooms · 5 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Detached
$729,900
Property tax
$3,431 / year

Larger than it appears! 3+2 BR, 2 bath raised bungalow nestled on a 85x120 lot. Enjoy 2128 sq ft of finished living space (1292 above grade). Walk into a 15.6 ' foyer with garage access and backyard access- plenty of room for friends and family arriving. Attached garage is 19.8'x10.6 with lot room to add on or room for a second future detached shop (with Township approval). Main floor wows with large, bright windows, living room with hardwood floors, cherry kitchen with island. 4 pc bath has a jetted tub and corner shower. All 3 upstairs bedrooms have hardwood floors. Downstairs also has plenty of natural light with large windows. Family room has bamboo floors and a gas fireplace- great for snuggling in and enjoying family movie night. There's 2 more bedrooms, and office and plenty of bonus storage in the crawl space under the foyer for your seasonal items. Fully fenced backyard has a patio and backs onto the township beach volleyball courts and plenty of room for lawn games and family fun. Prime location across from South Park, splash pad and ball diamond and just around the corner from the skate park, Thamesford Recreation Centre, soccer fields and beach volleyball courts. Furnace was updated in 20'. Central to London, Ingersoll, Woodstock, St. Mary's and Stratford and a quick 10 min drive to the 401 with quick access to KW, Paris and Brantford.

MLS number
X13730274
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
2
Postal code
N0M 2M0
Photos
48
Laundry
Lower Level level
13days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,306 people.

$122,000Median household income
93.5%Own their home
76.8%Detached houses
38.4Median age
9.1%Born outside Canada
25.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35390883 — the few blocks around this address, home to 1,306 people. It describes the area, not this property.

1,306Population
38Average age
2.7Household size
$129,500Average household income
$122,000Median household income
94%Own their home
7%Rent
5%Condominiums
9%Born outside Canada
26%University degree
$752,000Average home value
3%Low income
44%Not in the labour force
18%Never married
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$45,000 to $49,9991%
$50,000 to $59,9992%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over40%
$100,000 to $124,99910%
$125,000 to $149,9997%
$150,000 to $199,99914%
$200,000 and over8%

Percentages are of the 770 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$145,980 · minimum here is $47,990
$3,231.84per month
Borrowed before insurance$583,920
Total borrowed$583,920
Interest over 25 years at 4.5%$385,632

If you rented it out

-$3,517.76per month out of pocket
Rent$0.00
Everything it costs to hold$3,517.76
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 FIRST CANADIAN CORP. BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.