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91 Higgins Avenue, Thorold, ON L3B 5N5

4 beds · 5 baths · 2 kitchens · 12 rooms · 6 parking spaces · 2500-3000 sq ft · Detached
$1,065,000
Property tax
$5,000 / year

A one-of-a-kind Corner Lot Detached House with a Legal Basement via separate side entrance. A house that still smells like brand new!! With a well-thought-out, functional layout, this home is exceptionally clean and well-maintained, ready for you to move in and enjoy. It offers 4 spacious bedrooms and the convenience of a Second-floor laundry room. This beautifully designed home has impressive curb appeal, featuring flagstone steps, a timeless railing, a very inviting front porch, and a very large back yard. Step inside to an open-concept custom chef's kitchen, boasting ample cabinet and counter space, perfect for cooking and entertaining. The dining area provides a bright and airy feel, while the rest of the main floor features 9-foot ceilings, enhancing the homes spaciousness. Lots of windows offering sunlight throughout the year. It is also Park Facing Property (Only 1 of the 4). New Development with Lots of upgrades. Double Door Entrance. Stainless Steel Appliances. A double- car garage and 4 car driveway provide plenty of parking. Conveniently located just minutes from highways, shopping malls and amenities, and steps from the school bus stop this home offers both the comfort and location. Don't miss your chance to rent this rare gem in a prime location the perfect blend of modern living and timeless charm!

MLS number
X13732074
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
5
Postal code
L3B 5N5
Photos
19
Laundry
Not in the unit
12days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Quaker Road Public School
DSB Niagara
Elementary2.3 km7.7 / 10
77% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Thorold474 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$591k$833k$1.07M20252026this home’s asking price
$621klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d49d20252026
22dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in thorold. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 413 people.

$87,000Median household income
87.5%Own their home
100%Detached houses
44.4Median age
11.4%Born outside Canada
15.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260265 — the few blocks around this address, home to 413 people. It describes the area, not this property.

413Population
42.9Average age
2.7Household size
$100,000Average household income
$87,000Median household income
88%Own their home
13%Rent
0%Condominiums
11%Born outside Canada
16%University degree
$660,000Average home value
7%Low income
59%Not in the labour force
26%Never married
$20,000 to $24,9992%
$25,000 to $29,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9997%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9997%
$100,000 and over29%
$100,000 to $124,9995%
$125,000 to $149,9995%
$150,000 to $199,99910%
$200,000 and over5%

Percentages are of the 205 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$213,000 · minimum here is $81,500
$4,715.59per month
Borrowed before insurance$852,000
Total borrowed$852,000
Interest over 25 years at 4.5%$562,677

If you rented it out

-$5,132.26per month out of pocket
Rent$0.00
Everything it costs to hold$5,132.26
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by GLOBAL BRICKS EXECUTIVE HOMES REALTY. Listing data provided by the Toronto Regional Real Estate Board.