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224 Nelson Street, Pembroke, ON K8A 3N2

3+2 beds · 3 baths · 1 kitchen · 8+5 rooms · 4 parking spaces · 1100-1500 sq ft · Detached
$419,900
Property tax
$3,870 / year

Welcome to this modern and completely updated two-storey home offering plenty of space and a convenient location! The bright, open-concept main floor features clean, crisp finishes and new luxury vinyl plank (LVP) flooring. The white kitchen cabinetry, with new counters, sink and backsplash, flows nicely into the living and dining areas, with patio doors leading to the backyard deck and hot tub, perfect for relaxing or entertaining. A convenient 2-piece bathroom completes the main level. Upstairs you'll find three good sized bedrooms, an updated 4-piece bathroom with cheater door to the primary bedroom, and more modern & clean design. The finished lower level adds even more living space with two additional bedrooms, a 3-piece bathroom, & laundry area, providing plenty of flexibility for a growing family, guests or tenants. Outside, enjoy the partially fenced backyard, with arrogated pond, plenty of parking and a charming front porch that adds character and curb appeal. City services, natural gas heating and central air provide peace of mind & year-round comfort. Located within walking distance of downtown and Algonquin College, this turnkey property offers an excellent opportunity for homeowners and investors alike. With 5 bedrooms, 2.5 bathrooms and its proximity to the college, it has great potential as a student rental or income property. Completely updated and ready to enjoy-just move in!

MLS number
X13732572
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
K8A 3N2
Photos
50
Laundry
Not in the unit
11days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Highview Public School
Renfrew County DSB
Elementary676 m4.7 / 10
47% met the standard
Cathedral Catholic School
Renfrew County CDSB
Elementary827 mNot reported
Bishop Smith Separate School
Renfrew County CDSB
Elementary1.3 kmNot reported
École secondaire publique L'Équinoxe
CÉP de l'Est de l'Ontario
Secondary1.1 km7.2 / 10
72% met the standard · 2 of 6 measures
École élémentaire publique L'Équinoxe
CÉP de l'Est de l'Ontario
Elementary1.1 km6.5 / 10
65% met the standard
Champlain Discovery Public School
Renfrew County DSB
Elementary1.6 km5.5 / 10
55% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in 530 - Pembroke337 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$299k$361k$422k20252026this home’s asking price
$366klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%99%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d18d37d20252026
28dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 530 - pembroke. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 650 people.

$55,600Median household income
29.6%Own their home
30.4%Detached houses
38.4Median age
5.8%Born outside Canada
22.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470210 — the few blocks around this address, home to 650 people. It describes the area, not this property.

650Population
40.5Average age
1.9Household size
$74,000Average household income
$55,600Median household income
30%Own their home
70%Rent
6%Condominiums
6%Born outside Canada
23%University degree
$300,000Average home value
19%Low income
60%Not in the labour force
30%Never married
$15,000 to $19,9995%
$20,000 to $24,9996%
$25,000 to $29,9996%
$30,000 to $34,9994%
$35,000 to $39,9995%
$40,000 to $44,9992%
$45,000 to $49,9995%
$50,000 to $59,9997%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over20%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over2%

Percentages are of the 415 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$83,980 · minimum here is $20,995
$1,859.23per month
Borrowed before insurance$335,920
Total borrowed$335,920
Interest over 25 years at 4.5%$221,848

If you rented it out

-$2,181.73per month out of pocket
Rent$0.00
Everything it costs to hold$2,181.73
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 ASPIRE REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.