43 Church Street 201, St. Catharines, ON L2R 7E1
Own a fully leased commercial condo in the heart of downtown St. Catharines , an exceptional investment opportunity at Suite 201, 43 Church Street. Secured with a multi year lease, until July 31, 2028, to a AAA tenant, this property delivers immediate, reliable income with an attractive cap rate. Condo area 2,184 sq. ft., Leasable area 2585 sq ft. Base Rent $10 / sq ft. +TMI $13.19 /sq ft. , Common Fees are $1695.46, Property Taxes for 2025 are $9692.12. One Tandem parking and storage included: Unit #23. This beautifully designed office space offers a bright, modern, and highly functional layout in the vibrant Downtown Core. The open concept workspace is flooded with natural light through expansive windows and includes a professional reception area, and the convenience of underground parking. Ideal for investors seeking stable returns, this versatile commercial condo is well-suited for professional offices, service based businesses, or medical related uses. Positioned steps from restaurants, bars, the Courthouse, City Hall , shopping, and countless amenities. This prime location enhances both tenant appeal and long term value.
- MLS number
- X13734036
- Type
- Office
- Status
- Active
- Bedrooms
- —
- Bathrooms
- —
- Postal code
- L2R 7E1
- Photos
- 8
- Property tax
- $9,692 / year
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Office
- Class
- Commercial
- Community
- 451 - Downtown
- Municipality
- St. Catharines
- Cross street
- Wellington Street & Church Street
- Zoning
- C5-92
Parking
- Garage
- Underground
- Driveway spaces
- 1
Land
- Lot
- 107.04 × 295.73 feet
Heating, cooling and services
- Heating
- Gas Hot Water
- Cooling
- Yes
- Water
- Municipal
Listing
- MLS number
- X13734036
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-09-01
- Expires
- 2026-11-30
- Possession
- 2026-09-23
- Taxes
- $9,692 (2025)
- Board
- Niagara Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Matched to the building rather than the unit — every unit in a tower shares one coordinate.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| EduNaissance Academy | Elementary and secondary | 118 m | Not reported |
| St Nicholas Catholic Elementary School Niagara CDSB | Elementary | 695 m | / 10 59% met the standard |
| St Catharines Collegiate Institute and Vocational School DSB Niagara | Secondary | 849 m | / 10 80% met the standard · 2 of 6 measures |
| ÉÉC Immaculée-Conception CS catholique MonAvenir | Elementary | 760 m | / 10 62% met the standard |
| Agate Private School | Elementary and secondary | 792 m | Not reported |
| Ridley College | Elementary and secondary | 823 m | Not reported |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 837 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35260384 — the few blocks around this address, home to 837 people. It describes the area, not this property.
Percentages are of the 565 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.