Homula Realty Brokerage
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1041 Main Street, Howick, ON N0G 2X0

3+1 beds · 3 baths · 1 kitchen · 5+3 rooms · 9 parking spaces · 1100-1500 sq ft · Detached
$524,900
Property tax
$3,531 / year

4 Bedrooms, 2 1/2 Bathrooms, Attached 1 1/2 Car Garage, Finished Basement, New Furnace PLUS A Stunning Backyard Oasis - what more could you ask for? Welcome to 1041 Main St in Wroxeter - a quaint three minute walk to the ball diamonds and playground, the Wroxeter Harbour for fishing, swimming and boating, and downtown shopping. This home is perfect for all stages - whether you are starting out and enjoying hosting friends over under your covered back patio with surround sound, you have a family and enjoy an epic Friday Night Movie Night in the finished basement (also wired for surround sound), or you're slowing down and just want simple living with main floor laundry, bedrooms, bathrooms and an open concept layout. It's All Here! Call Your REALTOR, Start The Car and Let's Get You Into Your New Home At 1041 Main St, Wroxeter!

MLS number
X13734062
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
N0G 2X0
Photos
38
10days · this listing
268days · this property (9 listings)

This home has been listed 9 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

268 days on the market across 9 listings
This listing shows 10 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 9 times.

Sale history is for registered usersSee what this address sold for and when, across all 9 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 728 people.

$89,000Median household income
83.6%Own their home
83.3%Detached houses
39.6Median age
6.2%Born outside Canada
9.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400111 — the few blocks around this address, home to 728 people. It describes the area, not this property.

728Population
40.5Average age
2.7Household size
$93,000Average household income
$89,000Median household income
84%Own their home
16%Rent
7%Condominiums
6%Born outside Canada
9%University degree
$484,000Average home value
7%Low income
53%Not in the labour force
22%Never married
$20,000 to $24,9994%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9997%
$90,000 to $99,9997%
$100,000 and over28%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 375 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$104,980 · minimum here is $27,490
$2,324.14per month
Borrowed before insurance$419,920
Total borrowed$419,920
Interest over 25 years at 4.5%$277,323

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,743.39per month out of pocket
Rent$875.00
Everything it costs to hold$2,618.39
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Heartland Realty. Listing data provided by the Toronto Regional Real Estate Board.