Homula Realty Brokerage
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22 Camp Road, McKellar, ON P2A 0B4

2+1 beds · 2 baths · 1 kitchen · 8+4 rooms · 11 parking spaces · 1500-2000 sq ft · Detached
$675,000
Property tax
$1,282 / year

Visit the REALTOR website for further information about this Listing. Perfect country retreat for professionals, empty-nesters or investors. 2A on a mature treed sloped lot, walking distance to one of Canada's top golf courses, biking and snowmobile trails and a short drive into Parry Sound. Beautiful lawns, terraced gardens, and even a vegetable garden. This fully renovated 1,754 sq.ft. home, set back from the road is private, open concept, east deck, partially covered west deck with covered porch to a large entry and step in front hall closet. Exposed beamed ceiling over a gourmet dream kitchen, new cabinetry, pantry and all deep drawers. Modern and bright, open to dining, living room and even media room. 7 large glass/sliding doors on the main floor alone provide incredible light. Main floor large principal bedroom has direct access to the east deck, super large walk-in closet, and laundry. Bathroom is spa-like with a 6' soaker, rock surround and stone sink. Follow the cathedral ceiling up to a loft, perfect for guests, grandkids or an office. Keep the walk-out lower level for guests or income potential. It has stair access inside the house and a separate keyed sliding door to the outside. Newly built 2025 is a bright bedroom, sitting area and 3-piece bath with a unique metal-walled shower. Walk the woods behind and arrive on one of the holes on the golf course Manitou Ridge. U-shaped driveway arrives at a front door that's private. Garage is untouched therefore only storage. 2 sheds on the property. A vegetable garden that has excellent soil. You are close to Parry Sound, 2 mins to Manitou Ridge Golf Course, Georgian Nordic for skiing, 2 boat launches that get you onto Lake Manitouwabing - perfect recreation year round. Fully renovated 2022-24, heated well line (2023) and UV water filtration, now oil furnace (2022).

MLS number
X13734536
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
P2A 0B4
Photos
142
10days · this listing
179days · this property (3 listings)

This home has been listed 3 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

179 days on the market across 3 listings
This listing shows 10 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 863 people.

$79,000Median household income
95.5%Own their home
98.8%Detached houses
62Median age
14.8%Born outside Canada
11.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490191 — the few blocks around this address, home to 863 people. It describes the area, not this property.

863Population
56.5Average age
2Household size
$84,400Average household income
$79,000Median household income
96%Own their home
5%Rent
0%Condominiums
15%Born outside Canada
12%University degree
$740,000Average home value
10%Low income
12%Never married
Under $5,0001%
$10,000 to $14,9991%
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9998%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over27%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 560 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$135,000 · minimum here is $42,500
$2,988.75per month
Borrowed before insurance$540,000
Total borrowed$540,000
Interest over 25 years at 4.5%$356,626

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,970.59per month out of pocket
Rent$1,125.00
Everything it costs to hold$3,095.59
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EASY LIST REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.