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706 Ontario Street, Cobourg, ON K9A 3C5

2+1 beds · 3 baths · 1 kitchen · 5+2 rooms · 3 parking spaces · 1100-1500 sq ft · Semi-Detached
$599,999
Property tax
$4,214 / year

Stunning Stallwood homes built bungalow with 2+1 bedrooms and fully finished top to bottom providing over 1850 sqf of finished living space. True flat bungalow with no interior steps!! Gorgeous open concept design with 9 foot coffered ceilings, engineered hardwood flooring throughout the main level, 3 full baths, indoor garage access, huge primary bedroom with full 4 piece ensuite bath and walk-in closet. Main floor laundry with new butcher block counter and additional cupboard space. Large kitchen with quartz counters and custom back-splash, large breakfast bar and stainless appliances. Beautiful custom-built deck with glass railings and gazebo. Custom-built garden shed for additional outdoor storage. Beautifully finished basement with large rec room - perfect for entertaining with pot lighting, additional bedroom and full bathroom with large jacuzzi tub. Brand new sump pump with water-powered back-up system, water softener with reverse osmosis, furnace with HEPA filter system and full HRV. Lovely covered front porch with brand new outdoor carpeting. This 2017 built home has it all. Excellent location close to all amenities, schools. parks, shopping, and only minutes to the 401 and the famous Cobourg Beach. This home is a 10! Move-in ready and immaculate! Do not wait.

MLS number
X13735358
Type
Semi-Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K9A 3C5
Photos
38
9days · this listing
328days · this property (7 listings)

This home has been listed 7 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

328 days on the market across 7 listings
This listing shows 9 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 7 times.

Sale history is for registered usersSee what this address sold for and when, across all 7 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Burnham Public School
Kawartha Pine Ridge DSB
Elementary797 m7.5 / 10
75% met the standard
Notre Dame Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary788 m8.3 / 10
83% met the standard
St. Michael Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary1.1 km7.9 / 10
79% met the standard
Terry Fox Public School
Kawartha Pine Ridge DSB
Elementary1.5 km7.1 / 10
71% met the standard
St. Mary Catholic Secondary School
Peterborough Victoria Northum Clarington CDSB
Secondary1.9 km6.6 / 10
66% met the standard · 2 of 6 measures
St. Joseph Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary1.8 km6.3 / 10
63% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 885 people.

$65,500Median household income
51.9%Own their home
35.9%Detached houses
42.4Median age
6.9%Born outside Canada
8.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35140153 — the few blocks around this address, home to 885 people. It describes the area, not this property.

885Population
42.2Average age
2.3Household size
$76,800Average household income
$65,500Median household income
52%Own their home
48%Rent
13%Condominiums
7%Born outside Canada
8%University degree
$508,000Average home value
15%Low income
79%Not in the labour force
30%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9994%
$25,000 to $29,9995%
$30,000 to $34,9993%
$35,000 to $39,9995%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9997%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over22%
$100,000 to $124,9998%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over3%

Percentages are of the 500 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$120,000 · minimum here is $35,000
$2,656.66per month
Borrowed before insurance$479,999
Total borrowed$479,999
Interest over 25 years at 4.5%$317,000

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$2,007.83per month out of pocket
Rent$1,000.00
Everything it costs to hold$3,007.83
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Jazz INC.. Listing data provided by the Toronto Regional Real Estate Board.