99 Durham Street W, Kawartha Lakes, ON K9V 2P8
- Property tax
- $2,640 / year
Welcome to 99 Durham Street! Here's an excellent opportunity to own a legal non-conforming duplex in a convenient central location, with two established rental units and happy tenants already in place.The main level offers a comfortable two-bedroom layout, with a bright living area, functional kitchen and the added convenience of its own laundry. This unit also benefits from a dedicated driveway.Upstairs, you'll find a recently refreshed two-bedroom apartment featuring an updated kitchen and bathroom, along with a generous living space. A separate driveway provides convenient parking for the upper unit as well.Both apartments operate independently with their own hydro meters and hot water tanks, making for straightforward ownership and separate utility arrangements.Currently tenanted, this property offers the opportunity to step into an income-producing investment without the need to start from scratch. Its location puts tenants close to downtown, the college, recreation centre, shopping and everyday amenities.A great addition to a rental portfolio with two self-contained units, separate utilities, dedicated parking and a location that continues to be in demand.
- MLS number
- X13735758
- Type
- Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- K9V 2P8
- Photos
- 31
- Laundry
- Lower Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
11 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Kitchen | 3.75 × 2.60 m | — |
| Living Room | 4.90 × 2.90 m | — |
| Bedroom | 3.10 × 2.15 m | — |
| Bedroom | 3.20 × 2.10 m | — |
| Bathroom | 2.10 × 1.50 m | 4 Pc Bath |
Second
| Room | Size | Features |
|---|---|---|
| Kitchen | 3.10 × 2.75 m | — |
| Dining Room | 3.30 × 2.25 m | — |
| Living Room | 4.85 × 3.00 m | — |
| Bedroom 3 | 2.35 × 2.40 m | — |
| Bedroom 4 | 2.45 × 2.35 m | — |
| Bathroom | 2.00 × 1.25 m | 4 Pc Bath |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Age
- 100+
- Fronting on
- North
- Community
- Lindsay
- Municipality
- Kawartha Lakes
- Cross street
- Durham Street West & Albert Street South
- Zoning
- R3
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 4
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the second floor
- Kitchens
- 2
- Rooms above grade
- 11
- Family room
- Yes
- Basement
- Unfinished
- Laundry
- Lower Level
- Size
- 1100-1500
Building
- Construction
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Brick
Parking
- Covered spaces
- 0
- Driveway spaces
- 4
- Total parking
- 4
- Features
- Private Double
Land
- Lot
- 31.57 × 100.67 feet
- Shape
- Rectangular
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- None
- Water
- Municipal
- Sewer
- Sewer
- Electricity
- Yes
- Gas
- Yes
- Cable
- Available
Features
- Property
- Hospital, Library, Public Transit, Rec./Commun.Centre, School
- Interior
- Primary Bedroom - Main Floor, Separate Heating Controls
- Exterior
- Deck, Porch
Listing
- MLS number
- X13735758
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-09-02
- Expires
- 2027-02-12
- Possession
- 2026-10-30
- Taxes
- $2,640 (2025)
- Board
- Central Lakes Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| King Albert Public School Trillium Lakelands DSB | Elementary | 377 m | / 10 60% met the standard |
| Central Senior School Trillium Lakelands DSB | Elementary | 700 m | Not reported |
| Lindsay Collegiate and Vocational Institute Trillium Lakelands DSB | Secondary | 752 m | / 10 66% met the standard · 2 of 6 measures |
| Leslie Frost Public School Trillium Lakelands DSB | Elementary | 818 m | / 10 69% met the standard |
| Alexandra Public School Trillium Lakelands DSB | Elementary | 1.2 km | / 10 66% met the standard |
| St. Mary Catholic Elementary School Peterborough Victoria Northum Clarington CDSB | Elementary | 974 m | / 10 46% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Lindsay — 511 sales over the last five years.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in lindsay. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 621 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35160130 — the few blocks around this address, home to 621 people. It describes the area, not this property.
Percentages are of the 320 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.