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128 Mill Road, Thames Centre, ON N0L 1G2

3 beds · 4 baths · 1 kitchen · 10+3 rooms · 8 parking spaces · 2000-2500 sq ft · Detached
$1,175,000
Property tax
$6,142 / year

This rare property is located on a highly sought after premium lot backing to the Dorchester Mill Pond in Tiner Estates. Open concept dream kitchen with built-in appliances , gas range, stainless steel refrigerator is complimented by the adjoining dining room with wall unit and electric fireplace and the pass through window to the living room that provides views of the front and rear yards and offers excellent entertaining opportunities for guests and large family functions, separate pantry around the corner.The south and east facing 4 season sun room was updated 2 years ago and now features in-floor heating a separate HVAC unit and double sliding patio door opening to the rubberized in-ground pool deck and back yard oasis. A Scarlet O'Hara staircase takes you to the second floor where the primary bedroom opens to an updated deck overlooking the rear yard and pool area with sunny exposures on 3 sides, an ensuite with walk-in shower and full length clothes closet. The second and third bedrooms have great closet space and access to a 4 piece bath with Jacuzzi style tub and walk-in shower. The lower level can be accessed through the main house and a separate garage entrance providing a bar area, large recreation room with electric fireplace a cold room, 2 piece bath and a spare room with a closet. Other notable features are in-ground irrigation for the front yard, private drilled well allowing for unrestricted use, the septic bed was replace in 2025, attic storage in the double garage with a pull down ladder for easy access. London city limits and Highway 401 are just a short drive away. If you are looking for privacy, the important features and value this is the one!

MLS number
X13735820
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
4
Postal code
N0L 1G2
Photos
50
9days · this listing
9days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Lord Dorchester Secondary School
Thames Valley DSB
Secondary666 m6.9 / 10
69% met the standard · 2 of 6 measures
St David Separate School
London District Catholic School Board
Elementary939 m6.9 / 10
69% met the standard
Northdale Central Public School
Thames Valley DSB
Elementary1.1 km7.3 / 10
73% met the standard · 3 of 6 measures
River Heights School
Thames Valley DSB
Elementary1.3 km6.5 / 10
65% met the standard · 3 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Thames Centre213 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$731k$958k$1.18M20252026this home’s asking price
$788klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d31d62d20252026
46dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in thames centre. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 492 people.

$156,000Median household income
100%Own their home
100%Detached houses
41.6Median age
7.9%Born outside Canada
28.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35390870 — the few blocks around this address, home to 492 people. It describes the area, not this property.

492Population
40Average age
3Household size
$156,000Average household income
$156,000Median household income
100%Own their home
0%Rent
0%Condominiums
8%Born outside Canada
28%University degree
$780,000Average home value
2%Low income
49%Not in the labour force
21%Never married
$50,000 to $59,9992%
$60,000 to $69,9992%
$70,000 to $79,9992%
$80,000 to $89,9994%
$100,000 and over46%
$100,000 to $124,9995%
$125,000 to $149,9999%
$150,000 to $199,99913%
$200,000 and over18%

Percentages are of the 280 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$235,000 · minimum here is $92,500
$5,202.65per month
Borrowed before insurance$940,000
Total borrowed$940,000
Interest over 25 years at 4.5%$620,794

If you rented it out

Monthly rent starts from the median of recent 3-bedroom leases in Dorchester. Change it to anything you like.

-$3,014.48per month out of pocket
Rent$2,700.00
Everything it costs to hold$5,714.48
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SUTTON GROUP PREFERRED REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.