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11111 Desiree Street, Wainfleet, ON L3K 2S6

3 beds · 1 bath · 1 kitchen · 5 rooms · 4 parking spaces · 700-1100 sq ft · Detached
$599,999
Property tax
$2,907 / year

Steps from Lake Erie's Sunset Bay, this fully furnished, all-season cottage runs year-round. Fully equipped and turnkey. Renovated with full permits in 2021 and upgraded through 2024 - 2025: open-concept living with a natural gas fireplace, a modern kitchen with stainless steel appliances, Three bedrooms and an updated 3-piece bath. Backyard built for entertaining: hot tub on its own dedicated pad, designated fire pit area with patio stones, landscape lighting, Tesla EV charger, shed, and changing shack. Behind the walls: Nest thermostats, smart switches, cistern, Hot Tub installed July 2023, Backyard Fenced July 2023.

MLS number
X13736102
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
L3K 2S6
Photos
33
10days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Wainfleet — 132 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$565k$698k$830k20252026this home’s asking price
$570klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
94%97%100%20252026the asking price
95%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d34d68d20252026
39dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in wainfleet. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 988 people.

$91,000Median household income
95.9%Own their home
100%Detached houses
58.8Median age
8.9%Born outside Canada
29.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260792 — the few blocks around this address, home to 988 people. It describes the area, not this property.

988Population
52.9Average age
2.1Household size
$116,400Average household income
$91,000Median household income
96%Own their home
4%Rent
0%Condominiums
9%Born outside Canada
30%University degree
$812,000Average home value
10%Low income
90%Not in the labour force
18%Never married
Under $5,0001%
$15,000 to $19,9992%
$20,000 to $24,9991%
$25,000 to $29,9992%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9991%
$50,000 to $59,9996%
$60,000 to $69,9993%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9996%
$100,000 and over31%
$100,000 to $124,9997%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over10%

Percentages are of the 670 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$120,000 · minimum here is $35,000
$2,656.66per month
Borrowed before insurance$479,999
Total borrowed$479,999
Interest over 25 years at 4.5%$317,000

If you rented it out

-$2,898.91per month out of pocket
Rent$0.00
Everything it costs to hold$2,898.91
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 PEOPLE`S CHOICE REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.