Homula Realty Brokerage
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536 Alfred Street, Huron-Kinloss, ON N0G 2R0

3 beds · 2 baths · 1 kitchen · 5+5 rooms · 7 parking spaces · < 700 sq ft · Laundry on the main level level · Detached
$495,000
Property tax
$2,413 / year

Welcome to this charming year-round home or cottage in the sought-after lakeside community of Point Clark. Ideally located next to Lions Park, you'll have a tennis court, playground and covered picnic pavilion practically at your doorstep. Municipal walking trails and a beautiful sandy Lake Huron beach are also just a short stroll away -perfect for swimming, cycling, evening walks and enjoying Point Clark's magnificent sunsets. Inside offers 1200 square feet of living space, a bright and inviting main level that features an open-concept kitchen, dining and living area w/patio doors, a cozy wood stove, adorned with tongue and groove pine walls. The home offers three bedrooms, a four-piece bathroom, a convenient two-piece bathroom and a completely renovated basement w/walkout, that provides additional comfortable living space for family and guests. Outside, the mature, partially fenced lot offers an attractive setting for both relaxation and recreation. A lovely partially wraparound deck provides plenty of room for outdoor dining, entertaining or simply unwinding after a day at the beach. This home/cottage comes fully furnished, turn key ready for you to enjoy! The large detached garage (22x18) offers excellent space for vehicles, recreational equipment, storage or a workshop. New Septic system in July 2017. Situated on a year-round paved road and close to the Point Clark lighthouse, boat club, community centre and other local amenities, this property presents a wonderful opportunity as a permanent residence, family cottage or recreational retreat near the shores of Lake Huron. Check out the link to the video.

MLS number
X13736216
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0G 2R0
Photos
28
Laundry
Main Level level
12days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,084 people.

$91,000Median household income
95.9%Own their home
99%Detached houses
58Median age
7.8%Born outside Canada
13.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410203 — the few blocks around this address, home to 1,084 people. It describes the area, not this property.

1,084Population
51.6Average age
2.1Household size
$112,800Average household income
$91,000Median household income
96%Own their home
4%Rent
0%Condominiums
8%Born outside Canada
14%University degree
$598,000Average home value
6%Low income
89%Not in the labour force
13%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9993%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over31%
$100,000 to $124,9999%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over9%

Percentages are of the 750 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,000 · minimum here is $24,750
$2,191.75per month
Borrowed before insurance$396,000
Total borrowed$396,000
Interest over 25 years at 4.5%$261,526

If you rented it out

-$2,392.84per month out of pocket
Rent$0.00
Everything it costs to hold$2,392.84
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Lake Range Realty Ltd.. Listing data provided by the Toronto Regional Real Estate Board.