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24 Churchill Street, St. Catharines, ON L2S 2P2

3 beds · 1 bath · 1 kitchen · 7 rooms · 1 parking space · 700-1100 sq ft · Detached
$414,900
Property tax
$2,773 / year

Welcome to 24 Churchill Street, a charming and thoughtfully updated bungalow offering comfortable living and excellent everyday functionality. This inviting three-bedroom home features a spacious rear addition with a walk-in closet and direct access to the backyard deck. The bright open-concept main living area flows into an updated kitchen featuring ample cabinetry, a centre island, granite countertops, tiled backsplash, under-cabinet lighting, and stainless steel appliances. Laminate flooring runs throughout the main living spaces, complemented by an updated three-piece bathroom. The full-width backyard deck overlooks a private, fully fenced yard, creating an ideal space for entertaining or relaxing outdoors. The lower level provides additional storage and utility space. The property has also been successfully operated as a rental for the past two years, generating $2,000 per month plus utilities. Conveniently located close to schools, parks, shopping, downtown amenities, major highways, and the future proposed GO Station, this home offers a great combination of updates, functionality, location, and income potential.

MLS number
X13736528
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
L2S 2P2
Photos
37
Laundry
Not in the unit
12days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St Anthony Catholic Elementary School
Niagara CDSB
Elementary444 m8.5 / 10
85% met the standard
DSBN Academy
DSB Niagara
Elementary652 m8.2 / 10
82% met the standard · 3 of 6 measures
DSBN Academy
DSB Niagara
Secondary652 m8.1 / 10
81% met the standard · 2 of 6 measures
Westdale Public School
DSB Niagara
Elementary641 m8.8 / 10
88% met the standard
Edith Cavell Public School
DSB Niagara
Elementary745 m8.0 / 10
80% met the standard
Ridley CollegeElementary and secondary1.2 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in St. Catharines2,069 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$411k$520k$629k20252026this home’s asking price
$613klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d16d33d20252026
22dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in st. catharines. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 541 people.

$69,500Median household income
78.3%Own their home
85.7%Detached houses
40.4Median age
16.8%Born outside Canada
18.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260377 — the few blocks around this address, home to 541 people. It describes the area, not this property.

541Population
42.1Average age
2.2Household size
$83,000Average household income
$69,500Median household income
78%Own their home
22%Rent
0%Condominiums
17%Born outside Canada
19%University degree
$420,000Average home value
15%Low income
50%Not in the labour force
34%Never married
$15,000 to $19,9992%
$20,000 to $24,9995%
$25,000 to $29,9995%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9992%
$45,000 to $49,9995%
$50,000 to $59,9999%
$60,000 to $69,9995%
$70,000 to $79,9999%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over22%
$100,000 to $124,99910%
$125,000 to $149,9995%
$150,000 to $199,9995%

Percentages are of the 290 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$82,980 · minimum here is $20,745
$1,837.09per month
Borrowed before insurance$331,920
Total borrowed$331,920
Interest over 25 years at 4.5%$219,206

If you rented it out

-$2,068.17per month out of pocket
Rent$0.00
Everything it costs to hold$2,068.17
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.