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14 Canterbury Drive, St. Catharines, ON L2P 3M7

3+2 beds · 2 baths · 1+1 kitchens · 8+5 rooms · 3 parking spaces · 700-1100 sq ft · Semi-Detached
$399,000
Property tax
$3,568 / year

3+2 Bedroom. Well Maintained 4 Level Back-Split Semi-Detached Home Located In Secord Woods area. Upper Level 3 Bedrooms and Full Bath. Newer Carpets. Main Floor Living, Dining, Kitchen and Laundry. Finished 2 Bedrooms Basement with a 2nd Kitchen , 3 Piece Bath and a separate Laundry of it's own. Separate Entrance to the Basewment with an income potential. New Windows (2023), New Washer & Dryers on both Upper & Lower Floors. Freshly Painted. Close To Schools, Shopping And Amenities.Spacious Side Patio And Well Manicured Back Yard AndGarden. Clean, Bright & Ready To Move In

MLS number
X13737404
Type
Semi-Detached
Status
Active
Bedrooms
5
Bathrooms
2
Postal code
L2P 3M7
Photos
20
Laundry
Not in the unit
11days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Ferndale Public School
DSB Niagara
Elementary441 m8.7 / 10
87% met the standard
Jeanne Sauve Public School
DSB Niagara
Elementary1.1 km8.2 / 10
82% met the standard
St Christopher Catholic Elementary School
Niagara CDSB
Elementary934 m7.5 / 10
75% met the standard · 3 of 6 measures
St Theresa Catholic Elementary School
Niagara CDSB
Elementary1.3 km8.0 / 10
80% met the standard · 3 of 6 measures
Applewood Public School
DSB Niagara
Elementary1.2 km8.1 / 10
81% met the standard
Connaught Public School
DSB Niagara
Elementary1.7 km8.8 / 10
88% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Semi-Detached houses in St. Catharines205 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$396k$480k$563k20252026this home’s asking price
$510klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d13d27d20252026
18dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among semi-detached houses in st. catharines. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 405 people.

$69,500Median household income
67.7%Own their home
68.6%Detached houses
46Median age
22.5%Born outside Canada
22.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260500 — the few blocks around this address, home to 405 people. It describes the area, not this property.

405Population
44.5Average age
2.3Household size
$74,000Average household income
$69,500Median household income
68%Own their home
32%Rent
0%Condominiums
23%Born outside Canada
22%University degree
$430,000Average home value
18%Low income
94%Not in the labour force
30%Never married
$15,000 to $19,9995%
$20,000 to $24,9992%
$25,000 to $29,9995%
$30,000 to $34,9995%
$35,000 to $39,9992%
$45,000 to $49,9992%
$50,000 to $59,99910%
$60,000 to $69,9997%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9997%
$100,000 and over20%
$100,000 to $124,99912%
$125,000 to $149,9992%
$150,000 to $199,9995%

Percentages are of the 205 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$79,800 · minimum here is $19,950
$1,766.69per month
Borrowed before insurance$319,200
Total borrowed$319,200
Interest over 25 years at 4.5%$210,806

If you rented it out

-$2,064.02per month out of pocket
Rent$0.00
Everything it costs to hold$2,064.02
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RIGHT AT HOME REALTY. Listing data provided by the Toronto Regional Real Estate Board.