Homula Realty Brokerage
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74156 Bluehaven Beach Drive, Bluewater, ON N0M 2T0

4 beds · 2 baths · 1 kitchen · 9 rooms · 5 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Detached
$649,000
Property tax
$3,436 / year

Lakeside cottage with great views of Lake Huron in between Grand Bend and Bayfield at Bluehaven Beach. Situated on a large lot overlooking Lake Huron in the front yard and farmland in the back. Just steps to your community beach access to enjoy those sun filled summer days in the sand and evenings around the back yard bonfire. Spacious front deck is great for outdoor entertaining with lake views and the light breeze of the lake plus a wrap around portion for BBQing. Raised bungalow design with main floor living space on the upper level to optimize the views, sleeping area in the above grade lower level and attached garage for storing the boat. Inside, the great room at the front of the includes living space and eating area featuring cathedral ceilings and a wall of overlooking Lake Huron. The space is filled with natural light and accented with knotty pine built in's around the electric fireplace for the beach vibe your looking for. Kitchen includes knotty pine cabinetry and ceiling. Enjoy lake views from the kitchen prep area while entertaining guests in the great room with the open concept design. 2 bedrooms on the main floor at the back of the floor plan overlooking the back yard plus full bathroom. The lower level includes 2 bedrooms for guests including the kids room with 4 built in bunk beds. Lots of storage in the laundry room plus a full bathroom on this level just off the entrance to the garage. Large back yard with storage shed and playset. This is the perfect spot to spend time along the Lake at the cottage with room for everyone inside and out.

MLS number
X13738242
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
N0M 2T0
Photos
50
Laundry
Main Level level
11days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 913 people.

$95,000Median household income
95.2%Own their home
77.8%Detached houses
62.8Median age
7.5%Born outside Canada
23.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400206 — the few blocks around this address, home to 913 people. It describes the area, not this property.

913Population
55.6Average age
2Household size
$105,600Average household income
$95,000Median household income
95%Own their home
5%Rent
11%Condominiums
8%Born outside Canada
23%University degree
$664,000Average home value
6%Low income
11%Never married
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9991%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9991%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over33%
$100,000 to $124,99911%
$125,000 to $149,9999%
$150,000 to $199,9996%
$200,000 and over7%

Percentages are of the 645 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$129,800 · minimum here is $39,900
$2,873.63per month
Borrowed before insurance$519,200
Total borrowed$519,200
Interest over 25 years at 4.5%$342,889

If you rented it out

-$3,159.96per month out of pocket
Rent$0.00
Everything it costs to hold$3,159.96
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX BLUEWATER REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.