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20 Dune Street, Russell, ON K0A 2M0

3 beds · 3 baths · 1 kitchen · 7+3 rooms · 5 parking spaces · 1100-1500 sq ft · Detached
$647,777
Property tax
$3,508 / year

Welcome to 20 Dune Street, where modern style, exceptional upgrades, and true pride of ownership come together in one stunning home. This beautifully maintained and extensively upgraded 3-bedroom, 3-bathroom home is completely move-in ready and offers the comfort, functionality, and lifestyle today's buyers are searching for. High ceilings and abundant natural light create a bright, luxurious, and welcoming atmosphere throughout. The open-concept living features hardwood flooring on both first and second level, stylish lighting, custom built-in cabinetry, and a contemporary kitchen with LG matte black stainless-steel appliances, ample storage, and an extended countertops. Upstairs, you will find three beautiful bedrooms and an updated family bathroom with shower, and a relaxing soaker tub. The fully finished basement offers exceptional living space, complete with a fireplace, flexible space ideal for a home gym, playroom, movie nights, or family entertaining, and a three-piece bathroom with heated floor, a walk-in glass shower. Outside, the beautifully landscaped and fully fenced property is designed for both relaxation and entertaining. Enjoy the inviting front porch, an extended driveway with plenty of parking, a spacious rear deck with natural gas hookup, gazebo, an 18-foot above-ground pool, a wood-burning firepit, and a large storage shed. With more than $83,000 invested in upgrades Dune Street delivers style, functionality, and outstanding indoor-outdoor living! Check out the video tour, and book your showing today!

MLS number
X13740950
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K0A 2M0
Photos
47
11days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Academia Stella MarisElementary and secondary1.3 kmNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Russell361 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$632k$700k$768k20252026this home’s asking price
$702klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
98%99%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d25d50d20252026
32dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in russell. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 839 people.

$130,000Median household income
89.3%Own their home
91.5%Detached houses
39.6Median age
3.7%Born outside Canada
20.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35020144 — the few blocks around this address, home to 839 people. It describes the area, not this property.

839Population
38.1Average age
2.8Household size
$152,000Average household income
$130,000Median household income
89%Own their home
11%Rent
0%Condominiums
4%Born outside Canada
21%University degree
$524,000Average home value
4%Low income
15%Not in the labour force
23%Never married
$30,000 to $34,9992%
$35,000 to $39,9991%
$40,000 to $44,9991%
$50,000 to $59,9992%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9993%
$90,000 to $99,9994%
$100,000 and over40%
$100,000 to $124,9998%
$125,000 to $149,9999%
$150,000 to $199,99913%
$200,000 and over10%

Percentages are of the 480 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$129,555 · minimum here is $39,778
$2,948.53per month
Borrowed before insurance$518,222
Default insurance premium, added to the loan$14,510
Total borrowed$532,732
Interest over 25 years at 4.5%$351,826

If you rented it out

-$3,240.86per month out of pocket
Rent$0.00
Everything it costs to hold$3,240.86
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX HALLMARK REALTY GROUP. Listing data provided by the Toronto Regional Real Estate Board.