Homula Realty Brokerage
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1020 Birch Glen Road V13, W2, Lake of Bays, ON P0B 1A0

2 beds · 3 baths · 1 kitchen · 10 rooms · 2 parking spaces · 1800-1999 sq ft · Locker · Laundry: In Hall · Other
$109,900

Utilities includedHeat · Hydro · Water · Cable TV

Also includedCommon Elements · Building Insurance · Parking · Condo Taxes

Enjoy Summer & Every Season at Landscapes! Escape to Muskoka with Villa 13, Week 2 at Landscapes on beautiful Lake of Bays. This pet-friendly, two-bedroom end unit is ideally located close to the beach, boathouse, recreation center and pool, making it easy to enjoy all the amenities. Week 2 is a wonderful summer week, perfect for swimming, boating, relaxing by the lake and enjoying everything Muskoka has to offer. And the enjoyment doesn't end in summer-you also receive four additional weeks each year, giving you the opportunity to experience all four seasons in Muskoka. Enjoy colourful fall leaves, winter activities, spring's return to the lake and summer sunshine-all without the work and expense of maintaining your own cottage. Bring the family, bring your dog and enjoy the carefree cottage lifestyle at Landscapes! Remaining 2026 weeks are Oct 16, enjoy the colours and Nov 20. 2026 fees are $6450, includes all costs to the property just bring your food

MLS number
X13741860
Type
Other
Status
Active
Bedrooms
2
Bathrooms
3
Postal code
P0B 1A0
Photos
33
Locker
Yes — Exclusive (locker 5, level lower)
Laundry
In Hall
Included in the fee
Heat, Hydro, Water, Cable TV, Common Elements, Building Insurance, Parking, Condo Taxes
10days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 593 people.

$82,000Median household income
85.2%Own their home
94.6%Detached houses
56.8Median age
11.1%Born outside Canada
26.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440247 — the few blocks around this address, home to 593 people. It describes the area, not this property.

593Population
49.9Average age
2.1Household size
$104,000Average household income
$82,000Median household income
85%Own their home
15%Rent
0%Condominiums
11%Born outside Canada
26%University degree
$1,060,000Average home value
10%Low income
98%Not in the labour force
18%Never married
$15,000 to $19,9993%
$20,000 to $24,9993%
$25,000 to $29,9994%
$30,000 to $34,9991%
$35,000 to $39,9993%
$45,000 to $49,9993%
$50,000 to $59,9998%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over29%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9996%
$200,000 and over8%

Percentages are of the 385 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$21,980 · minimum here is $5,495
$486.61per month
Borrowed before insurance$87,920
Total borrowed$87,920
Interest over 25 years at 4.5%$58,064

If you rented it out

-$486.61per month out of pocket
Rent$0.00
Everything it costs to hold$486.61
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Lakes Of Muskoka Realty. Listing data provided by the Toronto Regional Real Estate Board.