Homula Realty Brokerage
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130 Maple Ridge Road, Georgian Bluffs, ON N4K 5N4

Vacant Land
$295,000

Don't miss your chance to build your dream home in one of Georgian Bluffs most desirable settings. This exceptional vacant lot is tucked away in a quiet, private cul-de-sac and surrounded by mature trees offering the perfect blend of privacy, natural beauty, and convenience. Enjoy the peaceful charm of country living without sacrificing modern comforts, with municipal water and natural gas available at the lot line. The property's prime location puts you just minutes from Owen Sound, while keeping you close to all the outdoor amenities the area is known for. Nearby highlights include Cobble Beach, Owen Sound Marina, Kelso Beach, Scenic trails and stunning shoreline views. Whether you're looking to build a year-round residence or a weekend retreat, this is your opportunity to create your own private oasis in a truly stunning location. Your Georgian Bluffs lifestyle starts here.

MLS number
X13742112
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
N4K 5N4
Photos
12
Laundry
Not in the unit
9days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 5 times.

Sale history is for registered usersSee what this address sold for and when, across all 5 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 609 people.

$113,000Median household income
89.1%Own their home
95.6%Detached houses
44.4Median age
4.4%Born outside Canada
17.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35420164 — the few blocks around this address, home to 609 people. It describes the area, not this property.

609Population
42.9Average age
2.8Household size
$120,000Average household income
$113,000Median household income
89%Own their home
11%Rent
0%Condominiums
4%Born outside Canada
17%University degree
$528,000Average home value
3%Low income
60%Not in the labour force
24%Never married
$20,000 to $24,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9996%
$60,000 to $69,9994%
$70,000 to $79,9994%
$90,000 to $99,9994%
$100,000 and over36%
$100,000 to $124,99910%
$125,000 to $149,9997%
$150,000 to $199,99910%
$200,000 and over11%

Percentages are of the 350 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$59,000 · minimum here is $14,750
$1,306.20per month
Borrowed before insurance$236,000
Total borrowed$236,000
Interest over 25 years at 4.5%$155,859

If you rented it out

-$1,306.20per month out of pocket
Rent$0.00
Everything it costs to hold$1,306.20
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Sutton-Sound Realty. Listing data provided by the Toronto Regional Real Estate Board.