Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

9741 Coyle Road, Bayham, ON N4G 4G9

4+1 beds · 5 baths · 1 kitchen · 14+5 rooms · 33 parking spaces · 3000-3500 sq ft · Laundry on the main level level · Detached
$1,899,900
Property tax
$11,086 / year

The driveway alone tells you what kind of property this is --- a long, curving ribbon of pavement that disappears into fifteen and a half private acres of mature hardwood forest before the house ever comes into view. By the time you reach the front porch, you've left the road behind entirely. Roughly eight of those acres are workable, and the rest is wrapped in mature trees with a private walking trail winding through corners of the property most owners never see on their own land.Inside, the great room rises to a cathedral ceiling anchored by a stone wood-burning fireplace, with arched windows filling the space with light, open to a kitchen made for togetherness --- granite counters, a centre island, double wall ovens, built-in appliances. The primary suite is tucked onto the main floor with its own walkout to the gardens and hot tub, a vaulted ceiling, a walk-in closet, and a 5-piece ensuite with soaker tub and separate shower. Main floor laundry, dining room, office and 2pc bathroom round out the main floor. Upstairs, the hallway overlooks the great room and has three more bedrooms --- one with a private ensuite, two sharing a Jack-and-Jill --- sit apart from the everyday main-floor living. The finished lower level has a walk up to the garage, has a family room with a second wood-burning fireplace, a dry bar, a gym or play space, a fifth bedroom, and a 3-piece bath, with Dricore subfloor and luxury vinyl plank underfoot.Outside, an inground saltwater pool and cabana, a wood-fired pizza oven, and a hot tub turn the backyard into its own destination --- all wrapped in trees, all completely private. HRV air exchanger, 200-amp service, roof shingles (2015). Appliances included. CLICK ON THE MULTIMEDIA PLAY BUTTON for more photos, video, tour and floor plans.

MLS number
X13743970
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
5
Postal code
N4G 4G9
Photos
50
Laundry
Main Level level
10days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 438 people.

$94,000Median household income
82.1%Own their home
100%Detached houses
38Median age
15.4%Born outside Canada
8.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35340165 — the few blocks around this address, home to 438 people. It describes the area, not this property.

438Population
38.4Average age
3.2Household size
$102,000Average household income
$94,000Median household income
82%Own their home
18%Rent
0%Condominiums
15%Born outside Canada
8%University degree
$640,000Average home value
7%Low income
44%Not in the labour force
28%Never married
$35,000 to $39,9995%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over34%
$100,000 to $124,9998%
$125,000 to $149,99911%
$150,000 to $199,9998%
$200,000 and over5%

Percentages are of the 190 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$379,980 · minimum here is $379,980
$8,412.35per month
Borrowed before insurance$1,519,920
Total borrowed$1,519,920
Interest over 25 years at 4.5%$1,003,784

If you rented it out

-$9,336.18per month out of pocket
Rent$0.00
Everything it costs to hold$9,336.18
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX a-b Realty Ltd Brokerage. Listing data provided by the Toronto Regional Real Estate Board.