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1 Rosamond Street E 405, Mississippi Mills, ON K0A 0A0

2 beds · 2 baths · 1 kitchen · 5 rooms · 1 parking space · 900-999 sq ft · Condo Apartment
$425,000

Also includedCommon Elements · Building Insurance · Parking

Maintenance fee
$860 / month
Property tax
$2,276 / year
Included in the fee
Common Elements, Building Insurance, Parking

Welcome home to Millfall Condominiums on the banks of the Mississippi River. This bright 2-bedroom, 2-bathroom, 4th-floor condo offers a glimpse of the falls from the large living-room windows and a peaceful, park-like setting on a 4-acre riverside parcel - yet just a short walk to Almonte's charming downtown core. The open-concept living and dining room provides flexible furniture layouts and morning sun, while upgraded windows with solar roll-down blinds and California shutters deliver effortless light control and privacy. The airy kitchen features Marmoleum flooring, a convenient cut-through to the dining room, open-faced cabinets, and plumbing and wiring ready for a dishwasher. At the front entry, an open-concept closet with an armoire for coats and shoes includes a hall-tree seat for easy removal of footwear. In the dining room, Ikea cabinetry adds extra storage and a perfect spot to display your treasures. A separate utility room houses the owned hot water tank, water softener, and side-by-side washer and dryer. The versatile smaller room can serve as a guest bedroom (simply add an armoire), a home office, or a craft room, and guests enjoy a private bathroom complete with a tub/shower. The primary suite features a walk-in closet and an ensuite with a shower. Millfall Condominium offers resort-style amenities, including an exercise room, individual locker storage, a library, and a recreation room for communal gatherings or private rentals, plus an in-building guest suite. Bicycle and kayak storage are available for active lifestyles. Ideal for downsizers, professionals, or anyone seeking low-maintenance condo living with river views and walkable small-town charm. Schedule your private tour today.

MLS number
X13744336
Type
Condo Apartment
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K0A 0A0
Photos
45
Included in the fee
Common Elements, Building Insurance, Parking
8days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Almonte Intermediate School
Upper Canada DSB
Elementary588 mNot reported
Almonte District High School
Upper Canada DSB
Secondary583 m7.1 / 10
71% met the standard · 2 of 6 measures
Naismith Memorial Public School
Upper Canada DSB
Elementary1.2 km6.7 / 10
67% met the standard
Holy Name of Mary Separate School
CDSB of Eastern Ontario
Elementary1.4 km7.6 / 10
76% met the standard
R Tait McKenzie Public School
Upper Canada DSB
Elementary1.6 km7.9 / 10
79% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 578 people.

$77,500Median household income
80.7%Own their home
62.5%Detached houses
56.8Median age
12%Born outside Canada
26.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35090106 — the few blocks around this address, home to 578 people. It describes the area, not this property.

578Population
50.2Average age
2.1Household size
$109,000Average household income
$77,500Median household income
81%Own their home
19%Rent
23%Condominiums
12%Born outside Canada
27%University degree
$560,000Average home value
10%Low income
77%Not in the labour force
19%Never married
$20,000 to $24,9991%
$25,000 to $29,9994%
$30,000 to $34,9991%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9998%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over27%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over7%

Percentages are of the 370 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$85,000 · minimum here is $21,250
$1,881.81per month
Borrowed before insurance$340,000
Total borrowed$340,000
Interest over 25 years at 4.5%$224,542

If you rented it out

-$2,931.47per month out of pocket
Rent$0.00
Everything it costs to hold$2,931.47
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.