Homula Realty Brokerage
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PT LT 3 MCGARVEY Road, Frontenac, ON K0H 1X0

11 rooms · Vacant Land
$349,900
Property tax
$1,181 / year

Build your dream home on this beautiful 4-acre lot on McGarvey Road, offering the perfect blend of peaceful country living and convenient access to Kingston. Located in desirable South Frontenac Township, enjoy the benefit of lower property taxes while being just minutes to the city. This exceptional property features a drilled well with great water supply already in place, and the natural elevation of the land lends itself perfectly to a walkout basement design. Whether you're envisioning a custom estate or a family retreat, the groundwork is already started - including available plans for a thoughtfully designed 3,138 sq ft home with a self-contained in-law suite. Surrounded by nature yet incredibly accessible, you're only 7 minutes to Highway 401, Collins Lake boat launch, and Glenburnie Grocery. Enjoy weekends on the water with nearby access to the Rideau at Kingston Mills (9minutes) or Loughborough Lake (10 minutes), and take advantage of local favourites like Inverary Golf & Country Club and The Cookery in Inverary, both just 10 minutes away. A rare opportunity to enjoy quiet country living without sacrificing convenience - this is the ideal setting to bring your vision to life.

MLS number
X13744426
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K0H 1X0
Photos
2
Laundry
Not in the unit
9days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$69,980 · minimum here is $17,495
$1,549.28per month
Borrowed before insurance$279,920
Total borrowed$279,920
Interest over 25 years at 4.5%$184,864

If you rented it out

-$1,647.70per month out of pocket
Rent$0.00
Everything it costs to hold$1,647.70
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.