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16 Whitechurch Street, Huron-Kinloss, ON N0G 2W0

1+1 beds · 1 bath · 1 kitchen · 6 rooms · 2 parking spaces · 700-1100 sq ft · Laundry on the main level level · Detached
$299,900
Property tax
$3,262 / year

Welcome to 16 Whitechurch Street, a delightful detached home situated just outside Wingham, offering an excellent balance of rural charm and convenient access to nearby amenities in Wingham, Goderich, Clinton, and Kincardine. This inviting property features one bedroom, along with a versatile flexroom that can easily serve as an additional bedroom. The home includes a 4-piece washroom for your comfort and convenience, as well as a private driveway for easy parking. Step outside to enjoy a large back patio, which provides the perfect setting for relaxation or entertaining guests. The property is currently rented at $1800 per month plus utilities with occupants looking to stay long term, making it a great investment to add to your portfolio. * Photos are from prior to tenants moving in*

MLS number
X13744612
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
N0G 2W0
Photos
18
Laundry
Main Level level
9days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Whitechurch Christian Day SchoolElementary1.9 kmNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 720 people.

$68,000Median household income
93.3%Own their home
90.7%Detached houses
30.8Median age
2.4%Born outside Canada
3.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410207 — the few blocks around this address, home to 720 people. It describes the area, not this property.

720Population
34.2Average age
3.3Household size
$83,000Average household income
$68,000Median household income
93%Own their home
7%Rent
0%Condominiums
2%Born outside Canada
4%University degree
$628,000Average home value
42%Low income
32%Not in the labour force
26%Never married
Under $5,0005%
$20,000 to $24,9994%
$25,000 to $29,9992%
$30,000 to $34,9995%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9995%
$60,000 to $69,9997%
$70,000 to $79,9992%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over26%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9999%
$200,000 and over4%

Percentages are of the 285 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$59,980 · minimum here is $14,995
$1,327.89per month
Borrowed before insurance$239,920
Total borrowed$239,920
Interest over 25 years at 4.5%$158,448

If you rented it out

-$1,599.73per month out of pocket
Rent$0.00
Everything it costs to hold$1,599.73
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Heartland Realty. Listing data provided by the Toronto Regional Real Estate Board.