Homula Realty Brokerage
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981 Highway 7, Kawartha Lakes, ON K0M 2M0

3+2 beds · 1 bath · 1 kitchen · 4 rooms · 6 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Detached
$529,900
Property tax
$2,434 / year

Welcome to this bright and spacious 3-bedroom bungalow (with 2 additional unfinished bedrooms in the basement) situated on an impressive, deep lot in the heart of Oakwood. Offering the perfect blend of small-town charm and everyday convenience, this home is located just 10 minutes outside of Lindsay and minutes from local amenities, schools, and parks. Features updated countertops and newer stainless steel appliances, combining modern function with clean aesthetic appeal. A dedicated side mudroom provides ideal organizational space for coats, boots, and everyday storage before stepping inside. Enjoy a large yard with endless possibilities for gardening, outdoor entertaining, or family activities. Whether you are looking to move right in or customize the lower level to a future in-law suite, this property offers incredible versatility and location.

MLS number
X13744994
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
1
Postal code
K0M 2M0
Photos
39
Laundry
Lower Level level
9days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Kawartha Lakes — 1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$527k$609k$691k20252026this home’s asking price
$650klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d55d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$105,980 · minimum here is $27,990
$2,346.28per month
Borrowed before insurance$423,920
Total borrowed$423,920
Interest over 25 years at 4.5%$279,965

If you rented it out

-$2,549.12per month out of pocket
Rent$0.00
Everything it costs to hold$2,549.12
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Re/Max All-Stars Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.