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178 Oak Hill Road, Port Hope, ON L0A 1B0

4 beds · 3 baths · 1 kitchen · 8+2 rooms · 10 parking spaces · 2500-3000 sq ft · Laundry on the lower level level · Detached
$1,150,000
Property tax
$6,673 / year

Welcome to 'Tree Tops,' a private country retreat set on 2.885 beautiful acres in rural Port Hope, where a tree-canopied drive leads to a character-filled home surrounded by natural beauty. Offering approx. 3,500 sq. ft. of total living space, the home blends original charm, distinctive architectural details and an incredible connection to its surroundings. Inside, generous rooms, abundant natural light and forest views create a warm and inviting atmosphere. The main floor offers distinct living spaces, including a separate living room with easy access to a charming front porch while the dining room flows into the kitchen and family room with arched windows that bring in the outdoors. A mudroom leads to a generous deck overlooking the gardens and forest beyond. The impressive main-floor primary suite is a retreat of its own, complete with a 4-piece ensuite, walkout to the garden and an above loft offering great possibilities. Continue to the south end of the home, where stairs lead to three additional bedrooms perfect for family and guests, including a loft-style bdrm w/ laundry hook-up in the closet. Rich wood floors and large windows frame beautiful forest views. A full bathroom completes this level. The lower level adds a finished recreation room, storage and utility space. A detached double garage offers excellent workshop and storage space. Outdoors, 'Tree Tops' truly earns its name. Mature forest, open lawns and established gardens offer privacy and year-round beauty. Spend summers by the pool, horseback riding, gardening and enjoy snowshoeing, cross-country skiing and cozy fires through the winter. Trails, the Ganaraska Forest, Brimacombe Ski Club & so much more invites endless outdoor adventure. Convenient to Port Hope, Cobourg & great neighbouring towns. Hwys 115/35 (407's free section is less than 1/2km north) & 401. A distinctive country home to enjoy in every season. Welcome home!

MLS number
X13745558
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
L0A 1B0
Photos
50
Laundry
Lower Level level
9days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Port Hope336 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$676k$918k$1.16M20252026this home’s asking price
$750klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
99%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d15d30d20252026
15dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in port hope. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 622 people.

$106,000Median household income
93.8%Own their home
97.9%Detached houses
50Median age
7.5%Born outside Canada
20%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35140231 — the few blocks around this address, home to 622 people. It describes the area, not this property.

622Population
46.3Average age
2.7Household size
$137,000Average household income
$106,000Median household income
94%Own their home
6%Rent
0%Condominiums
8%Born outside Canada
20%University degree
$850,000Average home value
7%Low income
81%Not in the labour force
24%Never married
$25,000 to $29,9991%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9993%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9993%
$90,000 to $99,9991%
$100,000 and over37%
$100,000 to $124,99910%
$125,000 to $149,9994%
$150,000 to $199,99910%
$200,000 and over13%

Percentages are of the 350 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$230,000 · minimum here is $90,000
$5,091.95per month
Borrowed before insurance$920,000
Total borrowed$920,000
Interest over 25 years at 4.5%$607,585

If you rented it out

-$5,648.03per month out of pocket
Rent$0.00
Everything it costs to hold$5,648.03
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Proalliance Realty. Listing data provided by the Toronto Regional Real Estate Board.