9538 Tower Road, Central Elgin, ON N5P 3S7
- Property tax
- $6,886 / year
Set on a picturesque 0.92 acre lot located between St. Thomas and Aylmer. This spacious 3+2 bedroom ranch offers the perfect blend of country charm and modern comfort. Approx. 2,000 square feet on the main flooring plus over 1,200 square feet of finished living space in the basement featuring new carpet. The main floor features an open concept design with a soaring vaulted ceiling, a cozy gas fireplace, and 9 ft ceilings throughout. The updated kitchen is a standout with quartz countertops, seamlessly flowing into the dining and living areas. Ideal for entertaining. Enjoy the warmth of hardwood and ceramic tile flooring on the main level, along with three full bathrooms for added convenience. The fully finished lower level boasts a generous family room and games area, plus excellent granny suite potential with a separate walk-up from the basement to the garage. Outside, the home impresses with great curb appeal and a stamped concrete patio just off the eating area. A rare opportunity to enjoy peaceful country living with easy access to nearby amenities.
- MLS number
- X13746796
- Type
- Detached
- Status
- Active
- Bedrooms
- 5
- Bathrooms
- 3
- Postal code
- N5P 3S7
- Photos
- 49
- Laundry
- Not in the unit
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
12 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Living Room | 5.68 × 6.77 m | — |
| Other | 2.84 × 1.69 m | — |
| Kitchen | 2.81 × 4.52 m | — |
| Primary Bedroom | 4.07 × 9.44 m | — |
| Dining Room | 3.86 × 6.83 m | — |
| Bedroom | 4.10 × 3.27 m | — |
| Laundry | 6.53 × 2.20 m | — |
| Office | 3.05 × 3.49 m | — |
| Foyer | 2.02 × 3.61 m | — |
Basement
| Room | Size | Features |
|---|---|---|
| Bedroom | 4.15 × 3.44 m | — |
| Cold Room/Cantina | 5.21 × 2.32 m | — |
| Bedroom | 4.12 × 5.84 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow
- Class
- Residential Freehold
- Age
- 16-30
- Fronting on
- East
- Community
- Rural Central Elgin
- Municipality
- Central Elgin
- Cross street
- TALBOT LINE & TOWER ROAD
Inside
- Bedrooms
- 5
- Bedrooms above grade
- 3
- Bathrooms
- 3
- Washrooms
- 1 on the main floor · 1 on the main floor · 1 on the basement floor
- Kitchens
- 1
- Rooms above grade
- 12
- Fireplace
- Yes
- Basement
- Full, Finished
- Size
- 1500-2000
Building
- Construction
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
Parking
- Garage
- Attached
- Covered spaces
- 2
- Driveway spaces
- 18
- Total parking
- 20
- Features
- Private
Land
- Lot
- 106.74 × 329.27 feet
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Septic
Features
- Interior
- In-Law Capability
- Exterior
- Patio, Porch
Listing
- MLS number
- X13746796
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-09-03
- Expires
- 2026-12-15
- Taxes
- $6,886 (2025)
- Board
- London and St. Thomas Association of REALTORS
Listing history
This address has been listed 5 times.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Central Elgin — 273 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in central elgin. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 786 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35340176 — the few blocks around this address, home to 786 people. It describes the area, not this property.
Percentages are of the 410 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.