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611 Victoria Street, Niagara-on-the-Lake, ON L0S 1J0

2 beds · 2 baths · 1 kitchen · 7 rooms · 4 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Detached
$999,500
Property tax
$5,321 / year

Welcome to 611 Victoria Street, a beautifully renovated 2-bedroom, 2-bathroom bungalow that is completely move-in ready and waiting for you to enjoy the very best of Niagara-on-the-Lake. Nestled in the heart of Old Town and just a short walk to world-famous Queen Street, you'll love having boutique shops, award-winning restaurants, theatres, wineries, and local attractions right at your doorstep.From the moment you arrive, the impeccable curb appeal, mature landscaping, and charming character of this home stand out. Out back, the resort-like yard offers exceptional privacy, lush gardens, mature trees, a spacious deck, garden shed, and an in-ground sprinkler system.Inside, you'll immediately appreciate how bright and welcoming the home feels, with large windows allowing natural light to pour throughout the main floor. Professionally renovated by Brock Builders, the home features updated flooring, crown mouldings, solid wood interior doors, upgraded lighting, and a stunning custom kitchen complete with high-end Fisher & Paykel appliances, including a wall oven and built-in microwave. The inviting living room is anchored by a gas fireplace, creating the perfect space to relax and unwind.One of the home's most desirable features is its layout, offering two spacious bedrooms and two full bathrooms, with each bedroom enjoying access to its own bathroom. The primary suite also features a walk-in closet and ensuite bath.The lower level is partially finished with drywall, electrical, and a bathroom rough-in already in place, providing an excellent opportunity to easily create additional living space tailored to your needs.Simply bring your furniture and start enjoying life in one of Canada's most sought-after communities. Whether you're looking for a full-time residence, retirement retreat, or weekend getaway, this exceptional home offers the perfect blend of location, comfort, and lifestyle.

MLS number
X13748880
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
L0S 1J0
Photos
43
Laundry
Lower Level level
8days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 5 times.

Sale history is for registered usersSee what this address sold for and when, across all 5 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Royal Oak Community SchoolElementary1.7 kmNot reported
Vineridge AcademySecondary2.0 kmNot reported
Clyfford AcademySecondary2.2 kmNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Niagara-on-the-Lake323 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$995k$1.10M$1.20M20252026this home’s asking price
$1.20Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d54d20252026
30dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in niagara-on-the-lake. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,406 people.

$98,000Median household income
86.4%Own their home
72.5%Detached houses
66Median age
30.9%Born outside Canada
40.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260005 — the few blocks around this address, home to 1,406 people. It describes the area, not this property.

1,406Population
60.4Average age
2Household size
$125,400Average household income
$98,000Median household income
86%Own their home
14%Rent
24%Condominiums
31%Born outside Canada
41%University degree
$1,000,000Average home value
8%Low income
13%Never married
Under $5,0001%
$10,000 to $14,999<1%
$15,000 to $19,999<1%
$20,000 to $24,999<1%
$25,000 to $29,9991%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9991%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over33%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over11%

Percentages are of the 1,015 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$199,900 · minimum here is $74,950
$4,425.57per month
Borrowed before insurance$799,600
Total borrowed$799,600
Interest over 25 years at 4.5%$528,071

If you rented it out

-$4,868.99per month out of pocket
Rent$0.00
Everything it costs to hold$4,868.99
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.