Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

19B West St N Street 20, Kawartha Lakes, ON K0M 1N0

3 beds · 3 baths · 1 kitchen · 12 rooms · 4 parking spaces · 1400-1599 sq ft · Locker · Laundry: In Basement · Condo Townhouse
$1,495,000

Also includedCommon Elements · Building Insurance

Maintenance fee
$779 / month
Property tax
$5,143 / year
Included in the fee
Common Elements, Building Insurance

Luxury on Cameron Lake Without The Work! THE LAST MOVE IN READY WATERFRONT TOWNHOUSE. LIVE FREE FOR A YEAR INCENTIVE: The Builder will pay for your maintenance fees, property taxes, and utilities for a full year! Designed for privacy, this END UNIT with 2,249 sq. ft. waterfront executive townhome boasts breathtaking views, 3 bedrooms, and 3 bathrooms. The moment you walk through the front door, the view pulls you right in. Soaring 10-foot ceilings and oversized sliding doors and additional side windows on all floors that fill this space with natural light. Step out onto your terrace, where you can entertain guests, watch the sunset all while taking in these breathtaking, big-water views complete with BBQ hook-up, water and electricity. Moving upstairs, we reach the ultimate top-floor primary retreat. The elevated perspective up here provides an incredible sense of privacy and serenity.Your ensuite feels like a five-star hotel complete with a free-standing soaker tub, double vanity, separate glass shower. But the real highlight? Your private 500-square-foot upper terrace. An exclusive sanctuary for you with possibilities as big as your imagination. Down to the walk-out lower level features a second living space, two additional bedrooms, a full bath, a second laundry, and a private patio. An elevator shaft allows for easy multi-level access.Enjoy maintenance-free living with lawn care and snow removal included, plus exclusive Fenelon Lakes Club amenities: a clubhouse, gym, outdoor salt water pool, tennis/pickleball courts, and a private dock area.Located a short stroll from downtown Fenelon Falls' shops and dining, and under 90 minutes to the GTA. Full Tarion Warranty.

MLS number
X13749084
Type
Condo Townhouse
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K0M 1N0
Photos
50
Locker
Yes — Ensuite
Laundry
In Basement, Multiple Locations
Included in the fee
Common Elements, Building Insurance
7days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$299,000 · minimum here is $124,500
$6,619.54per month
Borrowed before insurance$1,196,000
Total borrowed$1,196,000
Interest over 25 years at 4.5%$789,861

If you rented it out

-$7,827.12per month out of pocket
Rent$0.00
Everything it costs to hold$7,827.12
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA. Listing data provided by the Toronto Regional Real Estate Board.