Homula Realty Brokerage
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107 Graydon Drive, South-West Oxford, ON N0J 1N0

3 beds · 3 baths · 1 kitchen · 12+3 rooms · 4 parking spaces · 2000-2500 sq ft · Detached
$819,000
Property tax
$4,445 / year

If you've been waiting for a gorgeous, modern two-storey build in Oxford County's hidden gem of a community, 107 Graydon Drive is definitely the one you've been holding out for. Situated in Mount Elgin, this 2 year old, 2,100+ square foot home delivers beautiful curb appeal with a bold, open, and spacious 3-bedroom, 3-bathroom floor plan built on high-end quality and craftsmanship. As you step inside, you'll immediately notice the functional layout, wide foyer, and how the design of the home flows effortlessly throughout with clean sightlines and plenty of natural light. The open concept main level centers around a breathtaking kitchen complete with center island, walk-in pantry, and premium stainless steel appliances, while the dining area transitions smoothly into the main living space, highlighted by hardwood flooring and a striking vaulted ceiling framing dramatic upper staircase views. Finishing off the main floor is your office or optional 4th bedroom, 2-piece bath, and laundry offering direct access to your two-car garage. Upstairs, the layout keeps flexibility and generous room sizes top of mind with three bedrooms plus an open den area. The primary suite offers a walk-in closet and a four-piece ensuite featuring dual sinks, a glass-enclosed shower, and modern tile. The remaining bedrooms are generously sized and share a polished second-floor bath. The unfinished lower level offers exceptional clear floor area and high utility, ready for future customization of your choosing. Outside, the fully fenced yard features a wide lot and lush green grass with ample space for a future deck, pool, shed or all of the above. Easy access to Hwy 401, nearby towns, and amenities. Modern living in Mount Elgin at its absolute finest.

MLS number
X13751454
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
N0J 1N0
Photos
34
3days · this listing
3days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 853 people.

$120,000Median household income
84.1%Own their home
96.4%Detached houses
38Median age
12.9%Born outside Canada
10.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35320268 — the few blocks around this address, home to 853 people. It describes the area, not this property.

853Population
37.6Average age
3.1Household size
$131,000Average household income
$120,000Median household income
84%Own their home
16%Rent
0%Condominiums
13%Born outside Canada
10%University degree
$685,000Average home value
8%Low income
36%Not in the labour force
21%Never married
$20,000 to $24,9991%
$25,000 to $29,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9991%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over38%
$100,000 to $124,9999%
$125,000 to $149,99912%
$150,000 to $199,99912%
$200,000 and over8%

Percentages are of the 430 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$163,800 · minimum here is $56,900
$3,626.35per month
Borrowed before insurance$655,200
Total borrowed$655,200
Interest over 25 years at 4.5%$432,706

If you rented it out

Monthly rent starts from the median of recent 3-bedroom leases in South-West Oxford. Change it to anything you like.

-$1,196.77per month out of pocket
Rent$2,800.00
Everything it costs to hold$3,996.77
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Gale Group Realty Brokerage Ltd. Listing data provided by the Toronto Regional Real Estate Board.