Homula Realty Brokerage
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18 Queen Street E, South-West Oxford, ON N0J 1A0

4 beds · 3 baths · 1 kitchen · 5 rooms · 13 parking spaces · 1500-2000 sq ft · Detached
$999,900
Property tax
$5,474 / year

Welcome to your own private country retreat! This incredible upgraded rustic-style home offers breathtaking views that seem to go on forever. Full of warmth, charm, and character, this beautiful 4 bedroom home blends country living with modern comfort. Step outside and enjoy peaceful mornings or evening sunsets from the stunning covered porch overlooking the expansive property. Inside, you'll find inviting living spaces with rustic touches throughout, creating the perfect cozy atmosphere for family living or entertaining. The oversized heated 2 car garage provides plenty of space for vehicles and storage, while the additional workshop at the back is ideal for hobbyists, contractors, or anyone needing extra workspace. Situated on a large property with endless possibilities, this home offers the perfect balance of privacy, functionality, and scenic beauty. A truly special property you won't want to miss!

MLS number
X13751874
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
N0J 1A0
Photos
44
3days · this listing
114days · this property (3 listings)

This home has been listed 3 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

114 days on the market across 3 listings
This listing shows 3 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 546 people.

$95,000Median household income
91.3%Own their home
93.2%Detached houses
47.2Median age
8.2%Born outside Canada
8.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35320329 — the few blocks around this address, home to 546 people. It describes the area, not this property.

546Population
43.9Average age
2.5Household size
$110,000Average household income
$95,000Median household income
91%Own their home
9%Rent
0%Condominiums
8%Born outside Canada
9%University degree
$616,000Average home value
6%Low income
45%Not in the labour force
21%Never married
Under $5,0002%
$20,000 to $24,9992%
$25,000 to $29,9992%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9998%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9992%
$100,000 and over32%
$100,000 to $124,99912%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over8%

Percentages are of the 325 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$199,980 · minimum here is $74,990
$4,427.34per month
Borrowed before insurance$799,920
Total borrowed$799,920
Interest over 25 years at 4.5%$528,282

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$3,216.51per month out of pocket
Rent$1,667.00
Everything it costs to hold$4,883.51
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX a-b Realty Ltd Brokerage. Listing data provided by the Toronto Regional Real Estate Board.