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175 Division Street, Guelph/Eramosa, ON N0B 2K0

3 beds · 2 baths · 1 kitchen · 6+2 rooms · 14 parking spaces · 1500-2000 sq ft · Detached
$879,900
Property tax
$4,000 / year

Welcome to 175 Division Street - a rare offering on one of Rockwood's most tightly held streets, where homes seldom come up for sale and neighbours put down roots for the long haul. Tucked onto a quiet, family-friendly dead-end with no through traffic, this beautifully updated 3-bedroom, 2-bathroom home rests on an oversized 95 x 142 ft lot that gives a growing family something increasingly hard to find: real room to breathe. Inside, a main floor refreshed throughout in 2026 welcomes you with new flooring, crisp modern paint, and a fully renovated main bathroom on the second floor complete with a new tub surround - bright, current, and truly move-in ready. Downstairs, the finished basement extends your living space with a rec room and wet bar, currently used as a relaxed "man cave" that could easily convert into a fourth bedroom, while a brand-new 2026 bathroom adds comfort and flexibility for guests or teens. Step outside and the oversized, fully fenced backyard becomes an extension of your home. A large deck and pergola set the scene for summer dinners, a firepit draws everyone together on cool evenings, and your own private sauna offers a year-round retreat to unwind and recharge. With parking for up to 14 vehicles, there's effortless space for family, guests, the trailer, and the boat alike. Families will love the location most of all. You're moments from sought-after local schools, including Rockwood Centennial Public School, and just minutes from the celebrated Rockwood Conservation Area, where limestone cliffs, spring-fed swimming, caves, and scenic trails become your weekend backyard - all wrapped in the warmth and charm of true small-town living. Homes on Division Street are a rare find, and one this move-in ready and versatile is rarer still.

MLS number
X13752590
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0B 2K0
Photos
33
Laundry
Not in the unit
5days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Rockwood Centennial Public School
Upper Grand DSB
Elementary488 m8.1 / 10
81% met the standard
Sacred Heart - Rockwood Catholic Elementary School
Wellington CDSB
Elementary753 m8.1 / 10
81% met the standard
Ecole Harris Mill Public School
Upper Grand DSB
Elementary1.7 km6.8 / 10
68% met the standard · 3 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Guelph/Eramosa — 239 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$872k$1.08M$1.30M20252026this home’s asking price
$998klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d21d43d20252026
25dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in guelph/eramosa. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 960 people.

$108,000Median household income
68.1%Own their home
60.8%Detached houses
36.8Median age
23.9%Born outside Canada
25.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35230358 — the few blocks around this address, home to 960 people. It describes the area, not this property.

960Population
37.8Average age
2.6Household size
$112,400Average household income
$108,000Median household income
68%Own their home
32%Rent
11%Condominiums
24%Born outside Canada
26%University degree
$910,000Average home value
6%Low income
27%Not in the labour force
20%Never married
Under $5,0001%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9993%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over35%
$100,000 to $124,99910%
$125,000 to $149,9998%
$150,000 to $199,99911%
$200,000 and over5%

Percentages are of the 560 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$175,980 · minimum here is $62,990
$3,896.01per month
Borrowed before insurance$703,920
Total borrowed$703,920
Interest over 25 years at 4.5%$464,882

If you rented it out

-$4,229.34per month out of pocket
Rent$0.00
Everything it costs to hold$4,229.34
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Coldwell Banker Neumann Real Estate. Listing data provided by the Toronto Regional Real Estate Board.