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13 Oliver's Lane, Cobourg, ON K9A 5R1

3+1 beds · 3 baths · 1 kitchen · 14 rooms · 12 parking spaces · 1500-2000 sq ft · Detached
$949,900
Property tax
$5,327 / year

Discover the privacy, space and serenity of this exceptional 4 bedroom bungalow, perfectly set on a beautiful .83 acre lot just minutes from the 401 and Cobourg's picturesque waterfront.From the moment you enter, you'll appreciate the quality and thoughtful design throughout. The spectacular great room is the heart of the home, featuring soaring cathedral ceilings, a warm gas fireplace and expansive custom windows that showcase the surrounding natural setting.The impressive eat in kitchen offers generous cabinetry, plenty of workspace and a convenient walkout to the private deck. Whether enjoying a quiet morning coffee or entertaining family and friends, this outdoor space provides a wonderful connection to the beautifully landscaped property.The spacious primary bedroom offers a peaceful retreat, complete with a spa inspired en suite and walk in shower. Two additional bedrooms and a 4 piece bathroom with a walk in tub provide comfortable main floor living . The finished lower level expands the living space with an oversized recreation room, ideal for movie nights, games or entertaining . A fourth bedroom and additional bathroom make this level perfect for guests, extended family or flexible living arrangements.A rare opportunity to enjoy a quality built home where privacy, comfort and natural beauty come together while still being close to Cobourg's amenities, waterfront and convenient 401 access.

MLS number
X13752792
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K9A 5R1
Photos
37
3days · this listing
9days · this property (2 listings)

This home has been listed 2 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

9 days on the market across 2 listings

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Cobourg — 456 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$643k$799k$956k20252026this home’s asking price
$735klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
98%99%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d14d28d20252026
22dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in cobourg. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$189,980 · minimum here is $69,990
$4,205.95per month
Borrowed before insurance$759,920
Total borrowed$759,920
Interest over 25 years at 4.5%$501,866

If you rented it out

Monthly rent starts from the median of recent 4-bedroom leases in Cobourg. Change it to anything you like.

-$1,449.87per month out of pocket
Rent$3,200.00
Everything it costs to hold$4,649.87
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Rouge River Realty Ltd.. Listing data provided by the Toronto Regional Real Estate Board.