Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

15 Sturtivans Lane, Front of Leeds & Seeleys Bay, ON K7G 2V4

3 beds · 2 baths · 1 kitchen · 8 rooms · 3 parking spaces · 1500-2000 sq ft · Detached
$589,900
Property tax
$4,353 / year

Experience exceptional year-round waterfront cottage on the majestic St. Lawrence River! Ideally situated just East of Gananoque off the scenic 1000 Islands Parkway, this inviting waterfront retreat showcases spectacular river views from almost every room. The open-concept main floor seamlessly connects the kitchen, dining and living areas, while the sunroom provides a front-row seat to the ever-changing beauty of the river. A main-floor bedroom, convenient laundry and spacious family room - easily converted to a second main-floor bedroom - offers flexibility for family and guests. Upstairs features two additional bedrooms, a bathroom and an impressive loft overlooking the water, perfect for a sitting area, office or quiet retreat. Step outside to your private yard and dock, where boating, swimming, fishing and unforgettable days on the St. Lawrence await. parking for two vehicles. Just minutes from Gananoque's theatres, restaurants, shopping and waterfront attractions, with the beautiful 1000 Islands Parkway trails nearby for walking and cycling. A rare opportunity to embrace the sought-after 1000 Islands lifestyle and enjoy waterfront living in every season!

MLS number
X13753386
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K7G 2V4
Photos
50
Laundry
Not in the unit
4days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$117,980 · minimum here is $33,990
$2,611.95per month
Borrowed before insurance$471,920
Total borrowed$471,920
Interest over 25 years at 4.5%$311,665

If you rented it out

-$2,974.70per month out of pocket
Rent$0.00
Everything it costs to hold$2,974.70
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.