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323 St Lawrence Street W, Centre Hastings, ON K0K 2K0

2+1 beds · 2 baths · 1 kitchen · 9+4 rooms · 5 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Rural Residential
$629,900
Property tax
$3,782 / year

Nestled on a picturesque 3+ acre park-like lot at the edge of town, this well-maintained bungalow offers the perfect blend of country living andconvenience. Surrounded by mature trees and open green space, this property provides a peaceful setting with easy access to local amenitiesand Highways 7 and 62. The home features 2+1 bedrooms and a bright, functional layout designed for comfortable everyday living. A spaciousliving room opens through patio doors to a charming screened-in sunroom, creating the perfect space to relax and enjoy views of the beautifulbackyard. The main floor also offers a generous dining area, a well-appointed kitchen with an island, and fresh paint throughout the entire house.The lower level provides additional living space, a third bedroom, and a separate walkout entrance, offering excellent potential for an in-law suite,multigenerational living, or private guest accommodations. Outside, the expansive lot offers endless opportunities to enjoy nature, entertain,garden, or simply appreciate the privacy and tranquility of rural living. A substantial 25' x 45' concrete block barn adds tremendous value andversatility for storage, workshop space, hobbies, equipment, or recreational use. Whether you're searching for a family home, a property withspace to grow, or a peaceful country retreat close to town, this unique offering is one you won't want to miss.

MLS number
X13755606
Type
Rural Residential
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0K 2K0
Photos
48
Laundry
Lower Level level
5days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Central Hastings School Secondary School
Hastings & Prince Edward DSB
Secondary844 m6.4 / 10
64% met the standard · 2 of 6 measures
Central Hastings School
Hastings & Prince Edward DSB
Elementary903 m7.1 / 10
71% met the standard
Emmanuel Christian AcademyElementary1.3 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 662 people.

$46,800Median household income
52.9%Own their home
51.5%Detached houses
57.2Median age
5.4%Born outside Canada
12.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120416 — the few blocks around this address, home to 662 people. It describes the area, not this property.

662Population
51.6Average age
1.9Household size
$58,400Average household income
$46,800Median household income
53%Own their home
47%Rent
4%Condominiums
5%Born outside Canada
12%University degree
$364,000Average home value
24%Low income
22%Never married
Under $5,0003%
$10,000 to $14,9993%
$15,000 to $19,9995%
$20,000 to $24,9999%
$25,000 to $29,9998%
$30,000 to $34,9993%
$35,000 to $39,9995%
$40,000 to $44,9997%
$45,000 to $49,9995%
$50,000 to $59,9995%
$60,000 to $69,9997%
$70,000 to $79,9997%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over13%
$100,000 to $124,9997%
$125,000 to $149,9994%
$150,000 to $199,9991%

Percentages are of the 380 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$125,980 · minimum here is $37,990
$2,789.06per month
Borrowed before insurance$503,920
Total borrowed$503,920
Interest over 25 years at 4.5%$332,798

If you rented it out

-$3,104.23per month out of pocket
Rent$0.00
Everything it costs to hold$3,104.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 United Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.