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41 Albert Street W, Thorold, ON L2V 2G4

3 beds · 3 baths · 1+1 kitchens · 7+3 rooms · 3 parking spaces · 1500-2000 sq ft · Laundry on the lower level level · Detached
$589,000
Property tax
$3,959 / year

Welcome Home to 41 Albert Street West! This well-built, solid family home offers over 2000 sq. ft. of finished living space, timeless design, and endless potential for growing families. Ideally located just minutes from schools, shopping, restaurants, parks, and everyday conveniences, this is a home designed for comfortable family living. Step inside to find a bright and spacious living room, formal dining room, and a sunny three-season sunroom overlooking the backyard-perfect for relaxing year-round. The eat-in kitchen flows into the main-floor family room, creating the ideal gathering space for busy family life. Upstairs, you'll find 3 generously sized bedrooms with plenty of room for everyone. The finished lower level expands your living space with a large recreation room with gas fireplace, second kitchen, 2-piecebathroom, cantina, and abundant storage. A separate walk-up entrance to the backyard offers excellent potential for an in-law suite or multi-generational living arrangement. Thoughtfully maintained with key updates including a furnace (2020), roof (2018), and hot water tank (2018), this is a home you can move into with confidence. Offering space, flexibility, and a fantastic location, 41 Albert Street West is ready to welcome your family home.

MLS number
X13758332
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
L2V 2G4
Photos
41
Laundry
Lower Level level
5days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to this street. The listing did not say which direction, and every candidate was in the same place.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Prince of Wales Public School
DSB Niagara
Elementary284 m7.5 / 10
75% met the standard
Pope Francis Catholic Secondary School
Niagara CDSB
Secondary377 mNot reported
Pope Francis Catholic Elementary School
Niagara CDSB
Elementary377 mNot reported
Niagara Catholic Online Secondary School
Niagara CDSB
Secondary408 mNot reported
Thorold Secondary School
DSB Niagara
Secondary663 m7.9 / 10
79% met the standard · 2 of 6 measures
Westmount Public School
DSB Niagara
Elementary610 m6.6 / 10
66% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in 557 - Thorold Downtown172 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$498k$545k$591k20252026this home’s asking price
$518klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
94%97%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d29d59d20252026
22dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 557 - thorold downtown. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 679 people.

$59,600Median household income
60.6%Own their home
43.1%Detached houses
44Median age
9%Born outside Canada
20.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260488 — the few blocks around this address, home to 679 people. It describes the area, not this property.

679Population
45Average age
2.1Household size
$76,800Average household income
$59,600Median household income
61%Own their home
39%Rent
9%Condominiums
9%Born outside Canada
21%University degree
$496,000Average home value
14%Low income
67%Not in the labour force
34%Never married
Under $5,0001%
$5,000 to $9,9991%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9995%
$25,000 to $29,9995%
$30,000 to $34,9994%
$35,000 to $39,9996%
$40,000 to $44,9995%
$45,000 to $49,9995%
$50,000 to $59,9998%
$60,000 to $69,9995%
$70,000 to $79,9996%
$80,000 to $89,9997%
$90,000 to $99,9995%
$100,000 and over17%
$100,000 to $124,9996%
$125,000 to $149,9996%
$150,000 to $199,9994%
$200,000 and over2%

Percentages are of the 415 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$117,800 · minimum here is $33,900
$2,607.96per month
Borrowed before insurance$471,200
Total borrowed$471,200
Interest over 25 years at 4.5%$311,189

If you rented it out

-$2,937.88per month out of pocket
Rent$0.00
Everything it costs to hold$2,937.88
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX GARDEN CITY REALTY INC, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.