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413 Ferguson Road, Horton, ON K7V 3Z8

Vacant Land
$110,000
Property tax
$1,568 / year

A beautiful waterfront property, fronting on the Bonnechere River. Accessed by Ferguson Road, this property contains a nice, generally flat area off the municipal road, while the rest slopes towards the Bonnechere River. Total of 2 parcels are included in this sale totalling approx. 9.44 acres, with approx. 6.19 acres on the north side of the river and approx. 3.25 acres on the south side of the river. A total of approx. 1432 feet across the river front on both sides of the river. Finally, affordable waterfront acreage!

MLS number
X13759340
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K7V 3Z8
Photos
24
3days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,072 people.

$92,000Median household income
89%Own their home
89.7%Detached houses
49.6Median age
2.5%Born outside Canada
9.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470266 — the few blocks around this address, home to 1,072 people. It describes the area, not this property.

1,072Population
45.7Average age
2.5Household size
$100,400Average household income
$92,000Median household income
89%Own their home
11%Rent
0%Condominiums
3%Born outside Canada
9%University degree
$440,000Average home value
8%Low income
83%Not in the labour force
18%Never married
Under $5,0001%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9993%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over31%
$100,000 to $124,9998%
$125,000 to $149,9998%
$150,000 to $199,9999%
$200,000 and over7%

Percentages are of the 630 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$22,000 · minimum here is $5,500
$487.06per month
Borrowed before insurance$88,000
Total borrowed$88,000
Interest over 25 years at 4.5%$58,117

If you rented it out

-$617.72per month out of pocket
Rent$0.00
Everything it costs to hold$617.72
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SIGNATURE TEAM REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.