Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

144 Clyde Street, Adelaide Metcalfe, ON N0M 2B0

3 beds · 1 bath · 1 kitchen · 3 rooms · 3 parking spaces · 700-1100 sq ft · Detached
$334,000
Property tax
$1,891 / year

Situated on a double corner lot in the quiet, close-knit community of Kerwood, this 1.5 storey home is being offered together with its adjoining lot, giving you approximately 111 x 133 ft, or roughly one-third of an acre, of outdoor space that's hard to find. The main level welcomes you through a practical front mud room and features two bedrooms, along with original hardwood floors , beautifully refinished wood trim and doors that carry character throughout the home as well as a full bathroom. Upstairs, a third bedroom offers additional living space. The basement provides excellent storage along with interior weeping tile and a sump pump for added peace of mind, and a generator is included to keep things running smoothly no matter what. Outside, the oversized double lot offers room for gardens, pets, hobbies, entertaining, or simply enjoying the freedom of more property, while the garage adds further storage. The home is serviced by a private well and sanitary sewer. Located between Watford and Strathroy, Kerwood offers the best of both worlds - the peaceful, small-town feel of a close-knit community, just minutes from Strathroy's shopping, restaurants, schools and healthcare - this is a property that offers space, character and versatility you don't often find together.

MLS number
X13759358
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
N0M 2B0
Photos
38
2days · this listing
2days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 460 people.

$101,000Median household income
90.3%Own their home
44Median age
13.3%Born outside Canada
20%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35390798 — the few blocks around this address, home to 460 people. It describes the area, not this property.

460Population
42.9Average age
2.8Household size
$122,000Average household income
$101,000Median household income
90%Own their home
10%Rent
0%Condominiums
13%Born outside Canada
20%University degree
$900,000Average home value
8%Low income
35%Not in the labour force
22%Never married
$25,000 to $29,9994%
$35,000 to $39,9994%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9992%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over33%
$100,000 to $124,99910%
$125,000 to $149,9998%
$150,000 to $199,9998%
$200,000 and over8%

Percentages are of the 240 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$66,800 · minimum here is $16,700
$1,478.88per month
Borrowed before insurance$267,200
Total borrowed$267,200
Interest over 25 years at 4.5%$176,464

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,079.46per month out of pocket
Rent$557.00
Everything it costs to hold$1,636.46
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by BLUE FOREST REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.