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5 SANDPIPER Place, St. Thomas, ON N5R 0A9

3+1 beds · 4 baths · 1 kitchen · 8+1 rooms · 6 parking spaces · 1500-2000 sq ft · Laundry on the lower level level · Detached
$649,900
Property tax
$5,287 / year

Welcome to 5 Sandpiper Place in lovely Lake Margaret Estates! Tucked away on a family-friendly cul-de-sac in one of St. Thomas' most desirable neighbourhoods, this beautifully landscaped, fully finished 4-level backsplit offers exceptional space for the whole family. Enjoy a short walk to scenic Lake Margaret with kilometres of paved walking trails & nearby Pinafore Park (with Pickleball, Tennis, Mini Golf, Splash Pad & Play Equipment). A large driveway & covered front porch welcome you inside to a bright main level with stunning Vaulted Ceiling, Spacious Living & Dining area, & a Large Kitchen (with island & access to the BBQ deck). Upstairs features a full 4pc Bath & 3 Bedrooms, including a generous Primary Suite (with walk-in closet & 3pc ensuite with oversized shower). The impressive third level offers a cozy Family Room (with stone gas fireplace & patio doors leading to the patio with pergola & fully fenced backyard with shed). You'll also find a 4th Bedroom, Laundry Room & Updated 2pc Bath. The finished fourth level adds even more living space with Recroom, Wet Bar & 3pc Bath, the perfect layout for teens, guests or movie nights. Plenty of storage & cold cellar complete this fantastic family home in an amazing location. Welcome Home!

MLS number
X13759446
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
N5R 0A9
Photos
47
Laundry
Lower Level level
5days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
John Wise Public School
Thames Valley DSB
Elementary747 m5.8 / 10
58% met the standard
Parkside Collegiate Institute
Thames Valley DSB
Secondary789 m6.7 / 10
67% met the standard · 2 of 6 measures
Elgin Court Public School
Thames Valley DSB
Elementary757 m4.6 / 10
46% met the standard
Pierre Elliott Trudeau French Immersion Public School
Thames Valley DSB
Elementary1.1 km7.2 / 10
72% met the standard
Central Elgin Collegiate Institute
Thames Valley DSB
Secondary1.4 km6.5 / 10
65% met the standard · 2 of 6 measures
St. Anne's Separate School
London District Catholic School Board
Elementary1.5 km6.5 / 10
65% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in St. Thomas910 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$494k$573k$653k20252026this home’s asking price
$515klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%99%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d15d30d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in st. thomas. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,456 people.

$104,000Median household income
80.4%Own their home
78.4%Detached houses
49.2Median age
11%Born outside Canada
24.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35340221 — the few blocks around this address, home to 1,456 people. It describes the area, not this property.

1,456Population
45.5Average age
2.5Household size
$123,200Average household income
$104,000Median household income
80%Own their home
20%Rent
0%Condominiums
11%Born outside Canada
24%University degree
$656,000Average home value
5%Low income
56%Not in the labour force
21%Never married
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9994%
$60,000 to $69,9995%
$70,000 to $79,9993%
$80,000 to $89,9993%
$90,000 to $99,9994%
$100,000 and over35%
$100,000 to $124,9997%
$125,000 to $149,9997%
$150,000 to $199,99910%
$200,000 and over10%

Percentages are of the 870 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$129,980 · minimum here is $39,990
$2,877.62per month
Borrowed before insurance$519,920
Total borrowed$519,920
Interest over 25 years at 4.5%$343,365

If you rented it out

-$3,318.20per month out of pocket
Rent$0.00
Everything it costs to hold$3,318.20
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE TRILAND REALTY. Listing data provided by the Toronto Regional Real Estate Board.