Homula Realty Brokerage
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39 Fire Route 98 Route, Trent Lakes, ON K0M 1A0

3 beds · 2 baths · 1 kitchen · 6 rooms · 10 parking spaces · 1100-1500 sq ft · Detached
$875,000
Property tax
$6,996 / year

**OPEN HOUSE SUNDAY, SEPT. 13TH - 2PM-4PM**Discover the potential of this waterfront retreat on Pigeon Lake, offering stunning panoramic views and endless possibilities. Set on a desirable 300+ feet of pristine shoreline, this property is the perfect opportunity to create your dream lakeside escape. The current home is four season and move-in ready but also in need of updating, making it ideal for buyers with vision who want to renovate or rebuild to suit their style. A charming 1 bedroom bunkie provides extra space for guests, family, or a private studio getaway. Enjoy boating, fishing, swimming, and all the sunshine right from your own waterfront. Rarely does a property with views like this and so much potential become available-bring your ideas and make it your own. Take this opportunity to own a piece of Bobcaygeon history. Formerly The Cedars Lodge & Cottages. This property has been with the current family since at least 1910. Hard to part with. Two private docks. One on Pigeon Lake. One on Eel's Creek. Private beach. Dead end road. Views for days. Swimmable waterfront. Home heated & cooled with heat pump. Main floor family room.

MLS number
X13760468
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0M 1A0
Photos
42
Laundry
Not in the unit
4days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Kenner Intermediate School
Kawartha Pine Ridge DSB
Elementary433 mNot reported
Kenner Collegiate and Vocational Institute
Kawartha Pine Ridge DSB
Secondary444 m4.4 / 10
44% met the standard · 2 of 6 measures
Roger Neilson Public School
Kawartha Pine Ridge DSB
Elementary672 m5.7 / 10
57% met the standard
St. John Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary983 m6.3 / 10
63% met the standard
St. Patrick Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary1.2 km6.1 / 10
61% met the standard
Otonabee Valley Public School
Kawartha Pine Ridge DSB
Elementary1.3 km4.7 / 10
47% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 495 people.

$75,000Median household income
81.8%Own their home
90.9%Detached houses
50Median age
4%Born outside Canada
14.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150095 — the few blocks around this address, home to 495 people. It describes the area, not this property.

495Population
46.3Average age
2.3Household size
$93,000Average household income
$75,000Median household income
82%Own their home
18%Rent
0%Condominiums
4%Born outside Canada
14%University degree
$484,000Average home value
8%Low income
75%Not in the labour force
22%Never married
$15,000 to $19,9992%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9992%
$45,000 to $49,9994%
$50,000 to $59,9999%
$60,000 to $69,9998%
$70,000 to $79,9999%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over25%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over4%

Percentages are of the 265 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$175,000 · minimum here is $62,500
$3,874.31per month
Borrowed before insurance$700,000
Total borrowed$700,000
Interest over 25 years at 4.5%$462,293

If you rented it out

-$4,457.31per month out of pocket
Rent$0.00
Everything it costs to hold$4,457.31
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Frank Real Estate. Listing data provided by the Toronto Regional Real Estate Board.